The Chase Freedom Unlimited foreign transaction fee is 3% of each transaction in U.S. dollars. This fee applies to transactions made both in person and online.

So, if you plan on spending a lot of money overseas or at foreign-based merchants, it can really add up quickly. Hence, you're better off using Chase Freedom Unlimited for your everyday purchases and getting a second card with no foreign transaction fee for your foreign purchases.

You can check out our editors' latest picks for the best no foreign transaction fee credit cards on the market to see which one suits your needs better.

Ultimately, there are credit card issuers, such as Capital One, that do away with foreign transaction fees altogether. Plus, there are $0 foreign fee credit cards available to people of all credit levels, from bad credit to excellent credit. So, there is no reason why you should ever pay extra when buying something from abroad.

Chase Freedom Unlimited's benefits include rental car insurance, roadside dispatch, trip cancellation/interruption protection, extended product warranties, and purchase protection. Both the Visa Platinum and Visa Signature versions of the Chase Freedom Unlimited card have those benefits. Chase chooses whether each Chase Freedom Unlimited applicant gets the Signature or Platinum version of the card based on the applicant's credit history and ability to pay.

Top Chase Freedom Unlimited Benefits:

• Rental car insurance: Provides secondary coverage for up to 31 consecutive days against damage and theft, up to the actual cash value of rental vehicles paid for with the Chase Freedom Unlimited card. You'll have to decline the rental agency's insurance coverage to qualify, as well as file any claim within 60 days of theft or damage occurring.
• Roadside dispatch: Includes 24/7 towing, tire changes, jump starts, fuel delivery and lockout service. $59.95 per service call.
• Extended warranty: Extends U.S. manufacturer's warranties on items purchased with Chase Freedom Unlimited by 1 year. Maximum coverage of $10,000 per claim, $50,000 per account. The original warranty can't be longer than three years.
• Purchase protection: Reimburses cardholders up to $10,000 per claim ($50,000 per account) for items purchased with the Chase Freedom Unlimited card that are damaged or stolen within 120 days of purchase.
• Trip cancellation/interruption insurance: Pays up to $6,000 per trip cut short by sickness, severe weather or other covered events. Applies to travel expenses paid for with Chase Freedom Unlimited.

Other Chase Freedom Unlimited benefits include 24/7 fraud alerts and a $0 fraud liability guarantee, which protects you from having to pay for unauthorized charges to your account.

The Chase Freedom Unlimited credit score requirement is 700 or better. That means people with at least good credit have a shot at getting approved for this card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Chase Freedom Unlimited card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.

Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score in some cases. But it's best to wait to apply until you meet the Chase Freedom Unlimited credit score requirement. You can check your credit score for free on WalletHub.

To log in to your Chase Freedom Unlimited account, go to the login page on the Chase website or mobile app and enter your username and password in the appropriate fields. Then, click “Sign in” to access your online account. If you don't already have an account, you will need to start by clicking “Not Enrolled? Sign up now” in order to set up a username and password.

How to Log in to a Chase Freedom Unlimited Credit Card Account

• Register your Chase Freedom Unlimited for online account access. Click “Not Enrolled? Sign up now” and enter your Social Security number, contact information, and card or application number to verify your credit card account.
• Choose your Chase Freedom Unlimited card's username and password. The username must be 8-32 characters, with no special characters and at least one number. The password must also contain 8-32 characters and have at least one number or special character.
• Log in with your new Chase Freedom Unlimited credentials. From the login page on the Chase website or mobile app, fill out the username and password fields using your new credentials, and click “Sign in” to access your account.

After you have signed up and logged in, you'll be able to manage your Chase Freedom Unlimited account online. You can pay your credit card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.

If you forget your login information, click the “Forgot Username/Password?” link on the Chase login page. Then, just follow the prompts to reset or retrieve your username or password.

Yes, there is a Chase Freedom Unlimited referral bonus and it is worth up to $500 cash back per year. Cardholders can earn $100 cash back for every referral who is approved for the card. The limit is five referrals in a calendar year. The bonus is available to cardholders with an open Chase Freedom Unlimited account in good standing.

How to Get the Chase Freedom Unlimited Referral Bonus

1. Register online via Chase's Refer-A-Friend page or through the Chase mobile app.
2. Enter your name, zip code, and the last 4 digits of your Chase Freedom Unlimited card number.
3. Click “Get Started.”
4. You will receive a personalized link that you can forward to friends through text or e-mail. You can also share the link on social media.

Once someone you refer has been approved, the bonus will post to your account within 8 weeks. The bonus will appear on your Chase Freedom Unlimited statement as a “Refer-A-Friend” bonus.

You can only make referrals for the Chase card that you have – Chase Freedom Unlimited, in this case. And whomever you refer must apply for the Chase Freedom Unlimited card via the link you give them in order for you to receive the referral bonus. Chase will not disclose which of your referrals have applied, nor will they notify you of a referral's application status. There's no bonus if a referral is approved for a different Chase card.

The Chase Freedom Unlimited offers a $500 minimum credit limit for everyone who's approved. Applicants with the best credit standing can also get starting credit limits of $5,000 or higher from the Visa Signature version of the Chase Freedom Unlimited. Signature cards come with a few more supplemental benefits than the standard Visa Platinum cards other approved applicants receive.

Chase doesn't publicly disclose a maximum credit limit for the Chase Freedom Unlimited card. But some customers have said that they have received limits of almost $14,000. If you want a limit that high, you'll need spotless credit, a very high income to afford the payments, and low existing debt.

Chase Freedom Unlimited Credit Limit Increase

Keep in mind that you can ask Chase for a Chase Freedom Unlimited credit limit increase by calling the number on the back of your card. It's best to try that after at least half a year of on time bill payments.   

Yes, Chase Freedom Unlimited does have travel insurance benefits. The best travel-related perks the card offers are trip cancellation/interruption insurance and travel emergency services. To be eligible to file a travel insurance claim, you'll need to pay for your trip using your Chase Freedom Unlimited.

Types of Chase Freedom Unlimited Travel Insurance:

• Trip Cancellation and Trip Interruption: Reimburses cardholders for up to $1,500 per person and $6,000 per trip charged to the Chase Freedom Unlimited card. Applies to trips cut short or canceled because of illness, severe weather, military transfers, or other covered situations. 
• Auto Rental Collision Damage Waiver (CDW): Offers secondary coverage against collision damage, theft, and towing charges up to the vehicle's actual cash value. Cardholders must decline the rental agency's insurance offer for coverage to apply. 
• Travel Emergency Services: Provides referrals for medical and legal assistance, arranges for emergency transportation, and helps change travel reservations. Service is available 24 hours a day, 365 days a year. Cardholders are responsible for the cost of any goods or services provided. 
• Roadside Dispatch: 24/7 hotline for services such as towing (up to five miles), tire changes, jump starts, fuel delivery, and lockout assistance (no key replacement). There is a $59.95 fee per service call.

Here's how you can file a claim:

• Online 
• By calling the Chase Benefit Administrator at (888) 320-9656
• By sending the information through mail at the following address:

Card Benefit Services

P.O. Box 72034

Richmond, VA 23235

Exclusions and coverage limits apply to many of these benefits, so make sure to check your Chase Freedom Unlimited's guide to benefits for more details on each type of insurance. 

There is no Chase Freedom Unlimited sign-up bonus currently, but new cardholders get an extra 1.5% cash back on everything they buy, up to $20,000 spent in the first year. That could result in up to $300 in additional cash back.  

Having said that, Chase might feature a different sign-up bonus offer for the Chase Freedom Unlimited card if you apply directly through their website.

It's also worth noting that Chase Freedom Unlimited offers 1.5 - 5% cash back, depending on the type of purchase. The card's annual fee is $0, and you need at least good credit to get approved.

You can get the best Chase Freedom Unlimited approval odds if you have a credit score of 700 or better. This means that this card requires at least good credit for high chances of approval. While your credit score is one of the most important factors, there are also various other factors that determine your Chase Freedom Unlimited approval odds.

What You Need for Good Chase Freedom Unlimited Approval Odds

• Good credit or better
• Steady income that exceeds your existing financial obligations by a healthy amount
• Low debt compared to income
• Low housing costs compared to income
• S. mailing address
• Age of 18+
• Social Security Number or Individual Taxpayer Identification Number

Keep in mind that many of these are guidelines rather than requirements. For example, you may have a low annual income but no debts and still get approved.

If you want to enhance your application by improving your credit score, WalletHub's free credit analysis can tell you what steps to take.

The Chase Freedom Unlimited 3% cash back offer currently includes drugstores and dining at restaurants, including takeout and eligible delivery service. More specifically, this card gives:

There are also other attractive features to complement the card's current bonus and rewards. Chase Freedom Unlimited comes with a $0 annual fee. There's also an introductory APR of 0% for 15 months on both purchases and balance transfers. The card's regular APR is 19.49% - 28.24% (V). There is also a balance transfer fee: either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after).