Credit cards that are better than the Citi Double Cash Card may include Chase Freedom Unlimited® and Wells Fargo Active Cash, depending on your exact spending habits and preferences. For example, Chase Freedom Unlimited® can give better overall value due to its bonus categories, offering 1.5 - 5% cash back on purchases.

Some people might still prefer the consistent flat 2% cash back that the Citi Double Cash Card provides. But you can get the same thing and more with the Wells Fargo Active Cash® Card.

Below, you can see more credit cards that can compete with the Citi Double Cash Card for certain types of consumers.

Credit Cards That Might Be Better Than the Citi Double Cash Card

Finally, keep in mind that the Citi Double Cash Card is a card that's best suited for everyday consumer spending as well as for balance transfers. So if you want a credit card to use for something completely different, like travel, business or 0% financing on purchases, there are plenty of cards that are better for those purposes.

Yes, it is fairly hard to get the Citi® Double Cash Card – 18 month BT offer because it requires a credit score of 640 or higher for approval. Unless you have at least fair credit and a lot of income, it will be difficult for you to get approved for the Citi Double Cash Card.

In order to get the Citi Double Cash Card, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You'll also need to have an SSN.

Keep in mind that even if you meet all of the requirements for the Citi Double Cash Card, you're never guaranteed to be approved.

You can find the Citi Double Cash Card login page on Citi's website. Everyone who has a Citi account can log in to manage their account there. There is no separate page for a Citi Double Cash Card login.

You can also access the Citi Double Cash Card login page from the Citi mobile app, which you can get for free for both Apple and Android. This is probably the most convenient way for you to manage your account on the go. You'll just need to log in on the app with the same information you'd normally put in to the website login field. 

How to create an online account:

If you don't have an online account, it's pretty easy to create one. Just go to the login page  and click below the username and password fields where it says, “Register for Online Access.” You'll then need to enter your card number, along with your birthdate and the last 4 digits of your SSN. Then you can set up your account and create a username and password. After you're logged in, you'll have full access to your account, allowing you to view your balance, see your transactions and rewards, make payments and more.

The Chase Freedom Unlimited foreign transaction fee is 3% of each transaction in U.S. dollars. This fee applies to transactions made both in person and online.

So, if you plan on spending a lot of money overseas or at foreign-based merchants, it can really add up quickly. Hence, you're better off using Chase Freedom Unlimited for your everyday purchases and getting a second card with no foreign transaction fee for your foreign purchases.

You can check out our editors' latest picks for the best no foreign transaction fee credit cards on the market to see which one suits your needs better.

Ultimately, there are credit card issuers, such as Capital One, that do away with foreign transaction fees altogether. Plus, there are $0 foreign fee credit cards available to people of all credit levels, from bad credit to excellent credit. So, there is no reason why you should ever pay extra when buying something from abroad.

The Citi Double Cash Card foreign transaction fee is 3%. Frequent international travelers should probably use a no foreign fee credit card instead, because paying 3% on every foreign purchase will negate the rewards you could earn. The Citi Double Cash Card may not be a good credit card to use abroad, but it is one of the best cash back cards on the market.

Foreign transaction fees apply when you make purchases while traveling internationally. They can also affect purchases made online if the merchant is based abroad. Fortunately, there are plenty of cards with no foreign fee, so there's really no reason to pay extra when making purchases that are processed abroad.

The credit score you need for the Citi Double Cash Card is 640+. This means you need at least fair credit to get approved for this card. Simply having a 640 credit score does not guarantee approval, however. There are other factors in play, including how your income compares to your debt obligations, and your overall ability to make credit card payments.

You can check your latest credit score for free on WalletHub, the only site with free daily updates, to get a sense of your Citi Double Cash Card approval odds. You will also get personalized credit improvement tips to help maximize your chances.

Finally, if you don't think you have the kind of credit score needed for Citi Double Cash Card approval, that doesn't mean you're out of options. You can check out the rest of WalletHub's picks for the best rewards credit cards to find an offer that suits your standing. Keeping your account in good standing by paying your bills on time and in full will help you improve your credit score and gain access to better credit card deals.

The best Chase Freedom Unlimited benefits include rental car insurance, trip cancellation/interruption protection, and extended product warranties. Both the Visa Platinum and Visa Signature versions of the Chase Freedom Unlimited card have those benefits. Chase chooses whether each Chase Freedom Unlimited applicant gets the Signature or Platinum version of the card based on the applicant's credit history and ability to pay.

Best Chase Freedom Unlimited Benefits

• Rental Car Insurance
  Provides secondary coverage for up to 31 consecutive days against damage and theft, up to the actual cash value of rental vehicles paid for with the Chase Freedom Unlimited card. You'll have to decline the rental agency's insurance coverage to qualify, as well as file any claim within 60 days of theft or damage occurring.
• Roadside Dispatch
  Includes 24/7 towing, tire changes, jump starts, fuel delivery, and lockout service. There is a standard service call fee for roadside assistance, and the cardholder is only responsible for uncovered services.
• Extended Warranty
  Extends U.S. manufacturer's warranties on items purchased with Chase Freedom Unlimited by 1 year. Maximum coverage of $10,000 per claim, $50,000 per account. The original warranty can't be longer than three years.
• Purchase Protection
  Reimburses cardholders up to $10,000 per claim ($50,000 per account) for items purchased with the Chase Freedom Unlimited card that are damaged or stolen within 120 days of purchase.
• Trip Cancellation & Interruption Insurance
  Pays up to $6,000 per trip cut short by sickness, severe weather, or other covered events. This applies to travel expenses paid for with Chase Freedom Unlimited.

Other Chase Freedom Unlimited benefits include 24/7 fraud alerts and a $0 fraud liability guarantee, which protects you from having to pay for unauthorized charges to your account. Along with these benefits, Chase Freedom Unlimited offers 1.5 - 5% cash back on purchases and has a $0 annual fee.

As long as you have at least good credit, the Chase Freedom Unlimited card is certainly a card to consider adding to your wallet.

The Chase Freedom Unlimited credit score requirement is 700 or better. That means people with at least good credit have a shot at getting approved for this card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Chase Freedom Unlimited card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.

Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score in some cases. But it's best to wait to apply until you meet the Chase Freedom Unlimited credit score requirement. You can check your credit score for free on WalletHub.

To log in to your Chase Freedom Unlimited account, go to the login page on the Chase website or mobile app and enter your username and password in the appropriate fields. Then, click “Sign in” to access your online account. If you don't already have an account, you will need to start by clicking “Not Enrolled? Sign up now” in order to set up a username and password.

How to Log in to a Chase Freedom Unlimited Credit Card Account

• Register your Chase Freedom Unlimited for online account access. Click “Not Enrolled? Sign up now” and enter your Social Security number, contact information, and card or application number to verify your credit card account.
• Choose your Chase Freedom Unlimited card's username and password. The username must be 8-32 characters, with no special characters and at least one number. The password must also contain 8-32 characters and have at least one number or special character.
• Log in with your new Chase Freedom Unlimited credentials. From the login page on the Chase website or mobile app, fill out the username and password fields using your new credentials, and click “Sign in” to access your account.

After you have signed up and logged in, you'll be able to manage your Chase Freedom Unlimited account online. You can pay your credit card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.

If you forget your login information, click the “Forgot Username/Password?” link on the Chase login page. Then, just follow the prompts to reset or retrieve your username or password.

The Chase Freedom Unlimited offers a $500 minimum credit limit for everyone who's approved. Applicants with the best credit standing can also get starting credit limits of $5,000 or higher from the Visa Signature version of the Chase Freedom Unlimited. Signature cards come with a few more supplemental benefits than the standard Visa Platinum cards other approved applicants receive.

Chase doesn't publicly disclose a maximum credit limit for the Chase Freedom Unlimited card. But some customers have said that they have received limits of almost $14,000. If you want a limit that high, you'll need spotless credit, a very high income to afford the payments, and low existing debt.

Chase Freedom Unlimited Credit Limit Increase

Keep in mind that you can ask Chase for a Chase Freedom Unlimited credit limit increase by calling the number on the back of your card. It's best to try that after at least half a year of on time bill payments.