Liberty Mutual vs. Mercury Insurance

The Liberty Mutual phone number is 1 (800) 290-8711 for customer service, and customer service representatives are available 24/7. You can also contact Liberty Mutual by logging in to your Liberty Mutual accout online or visiting a local agent. 

How to Contact Liberty Mutual

• Call 1 (800) 290-8711 to speak with a customer service representative
• Go to Liberty Mutual's website and use the chat function
• Mail your request to Liberty Mutual at Liberty Mutual Insurance Group / Personal Market - RPC / PO Box 1604 / New York, NY 10116-1604
• Visit a Liberty Mutual agent in person if there is one nearby

Exactly what you're looking to do will determine the best way to contact Liberty Mutual. For instance, to file a claim, you can file online, over the phone, or through the Liberty Mutual mobile app. However, to cancel your policy with Liberty Mutual, you will most likely need to call 1 (800) 290-8711.

Liberty Mutual Phone Numbers

To learn more, check out WalletHub's full review of Liberty Mutual.

Yes, Liberty Mutual offers roadside assistance starting at between $1 and $10 per month on average. Liberty Mutual roadside assistance provides coverage for things like tire changes, dead batteries, fuel delivery, and lock-out assistance, up to 3 rescues per year. To get immediate roadside assistance help, Liberty Mutual members can request service online, through the Liberty Mutual mobile app, or by calling 1-800-426-9898.

What Liberty Mutual Roadside Assistance Covers

• Tow service
• Jump starts
• Fuel delivery
• Lockout service
• Tire change

Liberty Mutual Roadside Assistance vs. Popular Competitors

Liberty Mutual roadside assistance generally costs less than memberships with auto clubs like AAA, you will have to carry comprehensive and collision coverage to get roadside assistance, which adds to your overall price. The exact cost of roadside assistance from Liberty Mutual will depend on where you live, what type of car you drive, and other factors. Since it's relatively affordable Liberty Mutual roadside assistance is worth it for drivers who are looking for basic coverage at a low price.

It's also important to note that coverage is subject to any other details stated in your policy. That could mean service charges for certain roadside events, like being towed over a certain number of miles or to specific garages.

To purchase roadside assistance from Liberty Mutual, call 1-800-426-9898 to speak with a customer service representative.

To learn more, check out WalletHub's full review of Liberty Mutual, as well as our picks for the best roadside assistance companies.

The Mercury phone number is 1 (800) 503-3724 for claims and customer service, and customer service representatives are available 24/7. You can also contact Mercury by emailing customer service or visiting a local agent. 

How to Contact Mercury

• Call 1 (800) 503-3724 to speak with a customer service representative
• Go to Mercury's website and use the chat function
• Mail your request to Mercury at 555 W Imperial Hwy / Brea, CA 92821-4802
• Visit a Mercury agent in person if there is one nearby

Exactly what you're looking to do will determine the best way to contact Mercury. For instance, to file a claim, you can file over the phone. However, to cancel your policy with Mercury, you will most likely need to call 1 (800) 503-3724.

Mercury Phone Numbers

To learn more, check out WalletHub's full review of Mercury.

Yes, Mercury offers roadside assistance starting at about $10 per year for newer vehicles or $20-$40 for older vehicles. Mercury roadside assistance provides coverage for things like jump-starting, fuel delivery, tire changes, and lockout assistance, up to 5 rescues per year. To get immediate roadside assistance help, Mercury members can request service online or by calling (866) 519-6478.

What Mercury Roadside Assistance Covers

• Tow service
• Jump starts
• Fuel delivery
• Lockout service
• Tire change

Mercury Roadside Assistance vs. Popular Competitors

Mercury roadside assistance generally costs less than memberships with auto clubs like AAA, you will have to carry comprehensive and collision coverage to get roadside assistance, which adds to your overall price. The exact cost of roadside assistance from Mercury will depend on where you live, what type of car you drive, and other factors. Since it's relatively affordable Mercury roadside assistance is worth it for drivers who are looking for basic coverage at a low price.

It's also important to note that coverage is subject to any other details stated in your policy. That could mean service charges for certain roadside events, like being towed over a certain number of miles or to specific garages.

To purchase roadside assistance from Mercury, call (866) 519-6478 to speak with a customer service representative.

To learn more, check out WalletHub's full review of Mercury, as well as our picks for the best roadside assistance companies.

The phone number for Liberty Mutual roadside assistance is 1-800-426-9898, and representatives are available 24/7. Alternatively, you can request assistance through Liberty Mutual's website or mobile app for roadside emergencies like towing and battery jump-starts.

What Liberty Mutual Roadside Assistance Offers

• Free towing for $50 to $200 per tow
• Jump starts
• Lockout services
• Fuel delivery
• Tire changes
• Winching/extraction

To learn more about your options for roadside assistance, check out WalletHub's guide on the best roadside assistance companies.

Yes, Liberty Mutual has accident forgiveness for car insurance customers. Liberty Mutual accident forgiveness applies to one accident every five years, and it can be earned for free if you haven't had any accidents, claims, or violations in the last five years.

Keep in mind that Liberty Mutual accident forgiveness is per policy, not per driver. As a result, if one driver on a shared policy caused an accident in the past five years, the other named drivers cannot have an accident forgiven.

On average, Liberty Mutual premiums go up by 69% after an at-fault accident. This just goes to show how much of a money-saver accident forgiveness can be. But even if you don't qualify for Liberty Mutual accident forgiveness, there are still other ways to lower your rate after an accident.

To learn more, check out reviews and key information about Liberty Mutual, as well as our guide to accident forgiveness.

Yes, Mercury offers rideshare insurance as an optional add-on to personal car insurance policies. Mercury's rideshare endorsement typically costs as little as $0.90 a day, and it provides more coverage than the insurance offered by Uber and Lyft.

Mercury Rideshare Insurance Coverage

• You are covered by your personal auto policy while the app is on but before you accept a ride request
• No coverage is provided once you have accepted a ride request

Rideshare insurance varies by state, so check with Mercury to see if their rideshare coverage is available in your location.

Why You Need Rideshare Insurance

In general, rideshare policies are important because the coverage provided by Lyft and Uber varies depending on where the driver is in the process of a ride. For starters, Uber and Lyft don't provide any coverage for drivers when the app is not on. When a driver is online and waiting for a ride request, Uber and Lyft provide liability-only insurance.

Once the driver has accepted a ride request, Uber and Lyft provide up to $1 million in liability insurance, plus any other type of coverage required in the state. Both companies also provide collision and comprehensive insurance during this period, but only for drivers who have these types of coverage on their personal policy. However, Uber and Lyft both have a $2,500 deductible. This deductible is significantly more expensive than the average car insurance deductible of $500. Uber and Lyft provide no coverage at all if the app is not on.

Finally, if you plan on using your vehicle for Uber or Lyft rides, Mercury requires you to add rideshare coverage to your policy. For more information, check out WalletHub's complete guide to rideshare insurance.

Yes, Liberty Mutual offers rental car insurance. If you already have a personal auto policy with Liberty Mutual that includes liability, comprehensive, and collision coverage, this insurance will likely extend to cover your rental car. If you only have liability insurance with Liberty Mutual, physical damage to the rental vehicle will not be covered.

You can talk to a Liberty Mutual customer service representative at 1 (800) 290-8711 to see if your personal policy will extend to your rental car. If you do not have sufficient coverage through Liberty Mutual to cover your rental car, you can purchase insurance from your rental car company, or see if it is offered by your credit card company.

Liberty Mutual Rental Car Coverage

Liability Insurance. Liberty Mutual liability insurance will usually extend to your rental as long as you are driving in the U.S. Your personal liability insurance will pay for others' medical expenses and repairs to others' property resulting from an accident you caused in your rental vehicle.

Collision and Comprehensive Insurance. If you have collision and comprehensive insurance with Liberty Mutual, this will typically cover any damage that occurs to the rental vehicle itself during your rental period. However, your Liberty Mutual collision and comprehensive coverage limits may not be high enoughif you are renting a car with a much higher value than your personal vehicle and the car gets totaled.

Personal Injury Protection or MedPay. If you have personal injury protection (PIP) or MedPay through your personal auto policy, medical expenses for you and your passengers will be covered even after a rental car accident. If you do not have either type of coverage, you can purchase personal accident insurance through the rental car company.

Liberty Mutual also offers rental car reimbursement coverage, which helps pay for the cost of a rental car while your personal vehicle is being repaired for a covered claim. If you add rental reimbursement to your policy, Liberty Mutual will pay about $30 to $90 toward the cost of your rental, up to 30 days. You select specific rental car reimbursement limits when you purchase the add-on. For example, if you choose $25 per day/$600 per loss as your rental reimbursement limits, Liberty Mutual will pay up to $25 per day, but no more than $600 per claim for your rental. Allstate also offers discounts from rental companies like Enterprise and Hertz to make your coverage stretch even further. 

To learn more, check out reviews of Liberty Mutual on WalletHub, as well as our guide to rental car insurance.

To get Liberty Mutual affiliation discounts, a customer must be a member of the military, a teacher, a full-time student, a member of an affiliated credit union, or an employee of an affiliated company. Liberty Mutual affiliation discounts generally save qualifying policyholders 5% to 10%.  

Liberty Mutual Affiliation Discounts

• Military: A discount if at least one member of the household is active, retired, or reserved in the United State Armed Forces. Discount amounts vary, but drivers can save up to several hundred dollars a year.
• Teachers: Specialized $0 deductible car insurance options – including vandalism loss protection, personal property coverage and collision coverage – that apply to teachers' vehicles and the belongings within them while on school grounds and during school functions.
• Students: Discounts for students with a GPA of B or better and students who attend school more than 100 miles away from their car.
• Affiliated Organization: Discounts for customers associated with particular employers or credit unions. Liberty Mutual partners with more than 20,000 organizations, and you can call the company to see if your employer or credit union qualifies.

Keep in mind that the eligibility details for Liberty Mutual's affiliation discounts vary by state. Also, the company offers a wide variety of general car insurance discounts that can help auto insurance customers save even more.

Yes, Liberty Mutual has free towing for customers with their roadside assistance coverage. Liberty Mutual roadside assistance generally costs $1-$10 per month and includes free towing $50 to $200. Liberty Mutual customers can request roadside assistance online, or they can call 1-800-426-9898.

Liberty Mutual Roadside Assistance Covers:

• Towing $50 to $200
• Flat tire changes
• Jump starts
• Gasoline delivery
• Lockout services

While Liberty Mutual roadside assistance covers towing and other services, it doesn't cover the cost of repair parts, replacement keys, or major fixes due to things like engine failure or structural damage.

To learn more, check out WalletHub's Liberty Mutual review, as well as our picks for the best roadside assistance companies.