The General Insurance vs. Esurance

The phone number for The General roadside assistance is 1-844-608-4726, and representatives are available 24/7. The General's roadside assistance helps people across the U.S. with towing, battery jump-starts, and more.  

The General Roadside Assistance Contact Information

Phone: 1-844-608-4726

Availability: 24/7

You can use The General roadside assistance for many services, such as fuel delivery or winching, when your car breaks down.

What The General Roadside Assistance Offers

• Free towing for 15 miles per tow
• Jump starts
• Lockout services
• Fuel delivery
• Tire changes
• Winching/extraction

To learn more about your options for roadside assistance, check out WalletHub's guide to the best roadside assistance companies.

Allstate purchased Esurance in 2011, but the two brands still operate independently. Esurance offers a smaller suite of insurance options and discounts than Allstate, which plans to phase out the Esurance brand over time.

In 2019, Allstate announced it would be retiring the Esurance brand but that this process would be gradual. You can still purchase an Esurance policy, although it is unclear what will happen to policyholders once the phase-out is complete.

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Esurance Insurance Ratings

• WalletHub Editors: 3/5
• AM Best: A+
• NAIC: 18.73
  
• BBB: B+
• Average User Rating on WalletHub: 3.5/5

To learn more, check out WalletHub's complete Esurance car insurance review.

Esurance is so cheap because the company offers a wide variety of discounts that almost anyone can get. A minimum coverage policy from Esurance costs an average of $102 per month, and Esurance premiums can be made even cheaper by taking advantage of discounts such as safety features discounts and roadside assistance discount. Plus, Esurance rewards customer loyalty with discounts for insuring more than one car and bundling multiple policies, such as home and auto.    

Average...

No, you can't really get cheap car insurance from The General. Car insurance from The General costs $2,408 per year on average, according to WalletHub's research, placing the company among the more expensive on the market. By comparison, State Farm's average annual premium is $881 and GEICO's is $1,034.

However, The General is known for being an affordable option for high-risk drivers who struggle to buy coverage elsewhere. The company focuses on selling minimal coverage...

The General Insurance offers an anonymous quote feature, which allows people to get a quote online without giving any personal information to the company. You won't be asked for your name, phone number, street address or email address. An anonymous quote from The General is based on information that you provide about your driving history, vehicle, etc.

The information you'll need to provide to get a quote from The General includes your zip code,...

Esurance offers discounts for bundling car insurance with a renters insurance policy and for safe drivers who use the company's DriveSense app. Esurance only advertises these two discounts on its website, but customer service representatives say that additional discounts are often available, depending on the state. For instance, policyholders in some states can save if their vehicle has qualifying safety features or if they are affiliated with certain employers or universities. 

Esurance Discounts List

The main Esurance NAIC number is 25712. Esurance's NAIC number is the five-digit code given by the National Association of Insurance Commissioners (NAIC), which assigns numbers to authorized insurance providers in order to track customer complaints and ethics violations across state lines.

With Esurance's NAIC number, anyone can learn more about the company's financial data, the kinds of complaints that have been filed by customers, and any enforcement actions taken against the company. Customers...

Yes, The General offers full coverage car insurance. Full coverage from The General typically includes at least a state's minimum required car insurance coverage along with collision and comprehensive insurance to protect the policyholder's vehicle.

Full coverage car insurance from The General costs $7,393 per year, on average, and is more expensive than a liability-only policy since it provides more coverage.

Cost of The General Full Coverage by Driver's Age 

Consider The General Non-Owner SR-22 Insurance If You Need an SR-22 and:

• You are unable to...