Adam McCann, Financial Writer
@adam_mcan
Yes, you can get a credit card with a 630 credit score, and there are both secured and unsecured options. One of the best credit cards for a 630 score is the Bank of America® Travel Rewards Secured Credit Card because it offers rewards and a $0 annual fee. This credit card requires a security deposit of at least $200 to open the account.
Most of the best cards for people with a 630 credit score are secured cards. Unsecured cards for people with scores in the bad credit range tend to be more expensive, but there are still some decent options.
Popular Credit Cards for a 630 Credit Score
- No Annual Fee: Bank of America® Travel Rewards Secured Credit CardLearn MoreLearn More
- No Annual Fee: Bank of America® Travel Rewards Secured Credit CardLearn MoreLearn Moreon issuer's website
- No Annual Fee: Bank of America® Travel Rewards Secured Credit CardLearn MoreLearn More
- Rates & Fees Unsecured: Credit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn Moreon issuer's website
- Rates & Fees Unsecured: Credit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn Moreon issuer's website
- Unsecured: Credit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn More
- No Credit Check: opensky® Plus Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
- No Credit Check: opensky® Plus Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
- No Credit Check: opensky® Plus Secured Visa® Credit CardLearn MoreLearn More
- Cash Back: U.S. Bank Cash+® Visa® Secured CardLearn MoreLearn More
- Cash Back: U.S. Bank Cash+® Visa® Secured CardLearn MoreLearn Moreon issuer's website
- Cash Back: U.S. Bank Cash+® Visa® Secured CardLearn MoreLearn More
- No Annual Fee:
- Unsecured:
- No Credit Check:
- Cash Back:
You can learn more about the best credit cards for bad credit on WalletHub. Just keep in mind that approval for a credit card is never guaranteed, even if your credit score is high enough to qualify.
Popular Credit Cards from Our Partners
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People also ask
What are the best credit cards for a 630 credit score?
The best credit card for a 630 credit score is the opensky Plus Credit Card because it does not check your credit score when you apply and has a $0 annual fee. The opensky Plus Credit Card also reports to the credit bureaus on a monthly basis. You’ll have to put down an initial deposit of at least $300 to open the account, but that’s fully refundable.
Best Credit Cards for a 630 Credit Score
- No Credit Check:
- No Credit Check:
- No Credit Check:
- Custom Rewards:
- Custom Rewards:
- Custom Rewards:
- Dining Rewards:
- Dining Rewards:
- Dining Rewards:
- Rates & Fees No Security Deposit:
- Rates & Fees No Security Deposit:
- No Security Deposit:
- Details, Rates & Fees Partially Secured:
- Details, Rates & Fees Partially Secured:
- Partially Secured:
- No Credit Check:
- Custom Rewards:
- Dining Rewards:
- No Security Deposit:
- Partially Secured:
A 630...
read full answer by Chip Lupo, Credit Card WriterWhat is the easiest credit card to get with fair credit?
One of the easiest credit cards to get with fair credit is the Petal® 2 Visa® Credit Card because you could get approved even with limited credit. The Petal 2 Card also has a $0 annual fee and rewards you with 1 - 1.5% cash back on purchases.
Easy Credit Cards to Get with Fair Credit
In general, the easiest type of credit card to get is a secured card or an unsecured card for bad credit or no credit. There are plenty of credit cards that require fair credit at...
read full answer by Chip Lupo, Credit Card WriterWhat is the minimum credit score for a credit card?
The minimum credit score for most credit cards is 640-700+, but you can get some cards with bad credit or no credit score at all. Some credit card companies won’t even check your credit history when you apply, making it easy to get approved as long as you have enough income to afford the monthly bill payments.
But there is a difference between getting approved for a credit card in general and getting one...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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