Benny Joseph, WalletHub Analyst
@Benjy_1
Yes, you can use your gas credit card virtually anywhere as long as it belongs to a major credit card network like Visa or Mastercard. If, on the other hand, you have a gas-only co-branded card that does not belong to a credit card network, you will only be able to use it at the gas station it is affiliated with.
Gas credit cards that can be used anywhere
Generally, gas credit cards are built to offer supplemented rewards on gas expenditures but do not have restraints on other purchases. There are gas credit cards that are co-branded with a specific gas station, but can be used anywhere. For instance, the Shell Credit Card belongs to the Mastercard network and can be used anywhere Mastercard is accepted.
Other cards have general gas purchases as part of their reward categories, but aren’t affiliated with a specific gas station. The Citi Strata Premier® Card, for instance, earns 10 points per $1 spent on hotels, car rentals and attractions booked on CitiTravel.com, 3 points per $1 spent on air travel, at hotels, restaurants, supermarkets, gas and EV charging stations, as well as 1 point per $1 on all other purchases. And it belongs to the Mastercard network, so you can use it anywhere Mastercard is accepted.
Gas-only cards
Gas-only cards are more like store cards as they do not belong to a specific card network and you can only use them for purchases at their affiliated gas stations. So if your card does not have a network logo on it, it’s a gas-only store card. These cards tend to have more lenient approval requirements.
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
Popular Gas Credit Cards
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Gas, Travel & Dining
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No Annual Fee
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Customized Rewards
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Business
People also ask
Where can I use my Shell credit card?
You can use your Shell Credit Card anywhere Mastercard is accepted. That is virtually anywhere in the world where credit cards are accepted as Mastercard benefits from extensive worldwide acceptance. When using it abroad or online with international merchants, be aware that you'll be charged a 3% foreign transaction fee.
If, on the other hand, you have the Shell Gas Card, you will only be able to use it at Shell locations throughout the U.S.
read full answer by Bogdan Roberts, Credit Cards ModeratorCan I use my BP Gas Card anywhere?
You can use your BP Gas Card at any BP or Amoco gas station, both at the pump and inside the station. In addition, BP Gas Card offers 25¢ off per gallon the first 30 days, after that 5¢ off per gallon on fuel purchases at participating BP and Amoco stations, as well as 1% cash back on non-fuel purchases at BP and Amoco stations.
Alternative Credit Card That Can Be Used Anywhere
If you're in the market for a similar credit card that can be used almost anywhere, check out the BP Credit Card. With this card, you can take advantage of all the BP’s- related rewards while also being able to use it anywhere Visa is accepted.
... read full answer by WalletHub, Financial CompanyWhat credit score do you need for a gas card?
You’ll need a 700 credit score or higher for most gas cards. This means at least good credit is required for approval. However, you can find good credit cards that earn high rewards from gas purchases for all types of credit.
Best Gas Cards by Credit Requirement
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If you have fair credit, you may qualify for gas cards from specific stations such as the Phillips 66 Credit Card or the ExxonMobil Gas Card. These can only be...
read full answer by Sue Patterson, WalletHub AnalystDid we answer your question?
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