Chip Lupo, Credit Card Writer
@CLoop
The best elevated bonus offer is from the American Express Platinum Card®: as high as 175,000 points. You could earn that by spending $12,000 on purchases in the first 6 months your account is open, but welcome offers vary and you may not be eligible for an offer.
To view your Platinum Card® welcome bonus offer, apply for the card and, if approved, find out your offer amount and accept the card with your offer. Then, meet the spending requirement to earn your bonus points.
Best Elevated Credit Card Bonus Offers
- American Express Platinum Card®: Offer is as high as 175,000 points for spending $12,000 on eligible purchases within the first 6 months (welcome offers vary and you may not be eligible for an offer; apply and, if approved, find out your offer amount and accept the card with your offer, spend $12,000 in 6 months, and receive the points)
- Chase Sapphire Reserve®: 150,000 points for spend $6,000 on purchases in the first 3 months
- Southwest Rapid Rewards® Plus Credit Card: 50,000 points for spending $1,000 on purchases in the first 3 months
- Capital One Spark Cash Plus: $2,000 for spending $30,000 in the first 3 months, plus an additional $2,000 bonus for every $500,000 spent in the first year
How to Get an Elevated Credit Card Bonus Offer
To get an elevated credit card bonus offer, keep your eyes peeled on sites like WalletHub. We always update our credit card promotions page with the latest offers.
Check your mail and email as well for any pre-approved offers sent to you by issuers, which might be even better than the bonuses available to the general public.
If you apply and are approved for a card with an elevated offer, make sure to meet the required spending threshold. Usually, you’ll have to spend a few thousand dollars in the first few months.
Are Elevated Credit Card Bonus Offers Worth It?
Elevated credit card bonus offers are worth it if you can earn them with spending you were already planning to do and can pay off your balance in full each month. There’s no point in going into debt just to earn a few hundred dollars, as interest charges will quickly eat away at your savings.
In addition, you should ideally only open cards worth keeping long term, as repeatedly opening credit cards and closing them after you earn an initial bonus can hurt your credit score if you’re not careful. The cards with the biggest bonus offers often have the biggest annual fees, so get a card that offers enough rewards and benefits for you to break even or turn a profit each year based on your spending.
Do Elevated Credit Card Bonus Offers Expire?
Elevated credit card bonus offers do expire. Credit card companies change their bonuses frequently, so if you see a good bonus now, don’t count on it being around in a few months, or even a few weeks. In addition, once you get a card, you’ll only have a few months during which you can meet the spending threshold and earn the bonus.
To review more offers, check out WalletHub’s complete picks for the best credit card deals and the best credit card sign-up bonuses.
Popular Credit Cards with Sign-Up Bonuses
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What is the $750 welcome bonus credit card?
The Capital One Venture X Rewards Credit Card (see details, rates & fees) is the best credit card for a $750 welcome offer. The Capital One Venture X Rewards Credit Card (see details, rates & fees) offers 75,000 bonus miles for spending $4,000 in the first 3 months, equal to $750 in travel.
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The credit cards with the best sign-up bonuses require good or excellent credit. You can sign up for a free WalletHub account to see where you stand. You'll get access to your latest credit score and report, as well as personalized credit improvement advice and 24/7 credit monitoring.
read full answer by Chip Lupo, Credit Card WriterWhat are the best cash bonus credit card offers?
The best cash bonus credit card offer right now comes from the Blue Cash Preferred® Card from American Express: as high as $300 cash back for spending $3,000 in purchases within the first 6 months (welcome offers vary and you may not be eligible for an offer; apply and, if approved, find out your offer amount and accept the card with your offer, spend $3,000 in 6 months, and receive the cash back in the form of Reward Dollars, which can be redeemed for a statement credit or at Amazon.com checkout). Blue Cash Preferred also offers 1 - 6% cash back on purchases.
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read full answer by WalletHub, Financial CompanyWhat credit card limit can I get with a $70,000 salary?
The credit limit you can expect for a $70,000 salary across all your credit cards could be as much as $14000 to $21000, or even higher in some cases, according to our research. The exact amount depends heavily on multiple factors, like your credit score and how many credit lines you have open. Certain banks and credit unions may also be more generous with credit limits than others.
In addition, credit card companies don’t just consider your salary...
read full answer by Adam McCann, Financial WriterDid we answer your question?
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