Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
The best Synchrony Bank business credit card is the Sam's Club® Business Credit Card because it doesn’t charge an annual fee and it has the best rewards. Cardholders earn 1 - 5% cash back on purchases, plus a $60 statement credit when you open an account by 12/4/25 and spend $30 on Sam’s Club purchases within the first 30 days. Just note that there’s a $5,000 limit on how much cash back you can earn each year.
Best Synchrony Bank Business Credit Cards
Initial Bonus: $60 statement credit when you open an account by 12/4/25 and spend $30 on Sam’s Club purchases within the first 30 days
Ongoing Rewards: 5% cash back on gas (up to $6,000 spent per year), 3% back on dining, takeout and on Sam’s Club purchases for Plus members, and 1% back on all other purchases (up to $5,000 earned in cash back rewards per year)
Annual Fee: $0
Credit Score: Good
Initial Bonus: $60 statement credit when you open an account by 12/4/25 and spend $30 on Sam’s Club purchases within the first 30 days
Ongoing Rewards: N/A
Annual Fee: $0
Credit Score: Fair
It is worth noting that the Sam's Club® Business Credit Card comes with an APR of 19.65% - 27.65% (V) for purchases, but does not allow balance transfers. This card has a $0 annual fee and requires good credit or better for approval.
While the $0 annual fee is appealing and the Sam's Club® Business Credit Card does offer some great cash back, there are better business credit card options from other issuers that you can consider.
If you are looking for just a store card from Synchrony Bank, consider the Sam's Club® Business Credit Card. It can only be used for Sam’s purchases.
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