Below are 234 checking accounts with a location close to or in Dayton, OH.
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Updating Checking Accounts
APY
0.01%
Monthly Fee
$25
Signup Bonus
$400.00
312 N Patterson Blvd, Dayton, OH, 45402 0.1 miles
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0 - $2,000 | 0.00% |
| $2,000+ | 0.01% |
- Minimum to Open: $0
Additional Info
- The minimum opening deposit is $0 when opened online, $25 at a branch.
- $400 new checking customer offer when you open an account and meet $5,000 or more in qualifying direct deposits within 60 days of account opening.
- Checking & Savings Together. PNC Virtual Wallet® is your gateway to smarter banking and better financial management. Open an account today and help take control of your financial future.
- No charge for domestic wires
- 2,200+ locations and approximately 60,000 PNC and Partner ATMs
- Open any Virtual Wallet account with $0 minimum online or $25 minimum in branch.
- *Reimbursed up to $10 at the end of each statement period for other financial institutions’ ATM surcharge fees
- Learn more about the PNC Virtual Wallet® with Performance Select
More Details
APY
0.01%
Monthly Fee
$35
Signup Bonus
Up to $3,000
1158 West Third Street, Dayton, OH, 45402 0.1 miles
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.01% |
- Minimum to Open: $0
Additional Info
- Elevate your banking relationship and enjoy a bonus up to $3,000 when you open a new Chase Private Client Checking℠ account with qualifying activities.
- Personalized banking made easier with premium benefits, 24/7 support and access to your banking and investment accounts in one place in the Chase Mobile® app.
- Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000+.
- Get up to a $3,000 bonus when you open or upgrade to a Chase Private Client account, a premium checking account which provides you with a dedicated banker and receive investing guidance from J.P. Morgan Wealth Management to help you reach your financial goals.
- Receive personalized wealth strategies from a J.P. Morgan advisor. Your J.P. Morgan advisor gets to know you, your family and your goals to build a custom financial strategy and investment portfolio that reflects your evolving priorities.
- Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC.
- Get higher limits on Chase Private Client debit card purchases and ATM withdrawals, as well as higher Zelle® and Chase QuickDeposit℠ limits.
- Relationship rates which may make you eligible for a 0.25% auto loan rate discount, and access to events, including cultural and sporting events, family experiences, and financial seminars.
- Enhance your relationship with J.P. Morgan Wealth Management and partner 1:1 with a dedicated J.P. Morgan Private Client Advisor who can create a personalized financial strategy and custom investment portfolio. Get a holistic view of your banking and investing, and make seamless transfers between accounts with the Chase Mobile® app.*
- Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Deposit products are FDIC insured up to the maximum amount allowed by law.
- *J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.
- INVESTMENT AND INSURANCE PRODUCTS: • NOT A DEPOSIT • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NO BANK GUARANTEE • MAY LOSE VALUE
- Learn more about the Chase Private Client Checking℠
More Details
APY
0.00%
Monthly Fee
$15
Signup Bonus
$400.00
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.00% |
- Minimum to Open: $0
Additional Info
- New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
- Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
- Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick Deposit℠.
- Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
- Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
- *With Chase Overdraft Assist℠, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.
- JPMorgan Chase Bank, N.A. Member FDIC
- Learn more about the Chase Total Checking®
More Details
APY
0.00%
Monthly Fee
$4.95
Signup Bonus
$125.00
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.00% |
- Minimum to Open: $0
Additional Info
- New Chase checking customers enjoy a $125 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- Unauthorized purchases on your debit card? Let us know right away. With Zero Liability Protection with Chase Secure Banking℠ we'll reimburse you for charges you didn't make.
- $0 Monthly Service Fee for customers age 17-24.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app, plus thousands of ATMs and branches.
- JPMorgan Chase Bank, N.A. Member FDIC.
- Learn more about the Chase Secure Banking℠
More Details
APY
0.00%
Monthly Fee
None
Signup Bonus
$125.00
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.00% |
- Minimum to Open: $0
Additional Info
- Your teen gets $125 when you open a new Chase High School Checking℠ account together with qualifying activities within 60 days of coupon enrollment.
- As a co-owner of the account, you must be present at account opening.
- $0 Monthly Service Fee
- Help your teen build good money habits with their own debit card. Plus, they can add their debit card to their digital wallet.
- With Zelle®, pay and get paid back from friends and family who have an eligible account at a participating U.S. bank. No fees and no waiting for days for money to hit their account.
- You and your teen can stay on top of their account activity by choosing which Account Alerts you both want to sign up for — such as low balance, posted payments, and more.
- Chase makes it easy for your teen to access their money from anywhere with the Chase Mobile® app, plus thousands of ATMs and branches.
- JPMorgan Chase Bank, N.A. Member FDIC
- Learn more about the Chase High School Checking℠
More Details
APY
0.01%
Monthly Fee
$25
Signup Bonus
None
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.01% |
- Minimum to Open: $0
Additional Info
- No fee for Chase design checks when ordered through Chase.
- No fee for counter checks, money orders and cashier's checks.
- No Chase fee on 4 non-Chase ATM transactions each statement period.
- Access to more than 15,000 ATMs and more than 4,700 branches.
- Learn more about the Chase Premier Plus Checking
More Details
APY
0.00%
Monthly Fee
None
Signup Bonus
None
409 E. Monument Ave, Dayton, OH, 45402 0.1 miles
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.00% |
- Minimum to Open: $0
Additional Info
- No monthly maintenance fee with an Asterisk-Free checking account.
- No overdraft fee $50 Safety Zone℠ and 24-Hour Grace.
- You can now bank at any of 1,100+ Huntington branches and 1,700+ ATMs.
- Learn more about the Huntington Bank Asterisk-Free Checking
More Details
APY
0.00%
Monthly Fee
$3.95
Signup Bonus
None
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.00% |
- Minimum to Open: $50
Additional Info
- Enjoy convenience and value with easy access to your U.S. cash and no minimum balance.
- Unlimited & instant transfers between the U.S. and Canada. Move money cross-border 24/7.
- Send and receive money in the U.S. Use your U.S. bank account with 3rd party apps.
- Get cash at over 50,000 no-fee ATMs across the U.S.
- Learn more about the RBC Bank Direct Checking
More Details
APY
0.00%
Monthly Fee
$7
Signup Bonus
$100.00
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.00% |
- Minimum to Open: $0
Additional Info
- Earn $100 when you open & use a New PNC Virtual Wallet by 5/28/2026. Here's how:
- (a) To qualify for the reward, the new Virtual Wallet product must be opened online via the application links on this page, AND
- (b) A qualifying Direct deposit of $500 must be received within the first 60 days.
- Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account 60–90 days after all conditions have been met and will be identified as Credits Check Reward on your monthly statement.
- PNC customers now have surcharge-free access to nearly 60,000 PNC Bank and PNC partner ATMs across the country.
- Choose Your Virtual Wallet. Virtual Wallet includes a Spend checking account, with an optional Reserve checking and Growth savings account to help manage your money.
- Open any Virtual Wallet account with $0 minimum online or $25 minimum in branch.
- Learn more about the PNC Virtual Wallet
More Details
APY
0.00%
Monthly Fee
None
Signup Bonus
None
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.00% |
- Minimum to Open: $0
Additional Info
- Customers under 25 can enjoy PNC Simple Checking and apply for a Standard Savings account with no monthly service charge.
- No overdraft fees
- Customize your debit card with select options including designs for select schools and universities nationwide
- Enjoy fee-free access to approximately 60,000 PNC and partner ATMs coast to coast[
- Learn more about the PNC Simple Checking
More Details
