Synchrony Bank

I had a 1000 limit on my card. They lowered my credit limit to 600 randomly and couldn't give me a reason why. I have had this card for over a year to help build my credit. My credit has gone up over 50 points in the last 6 months because I have been working so hard. They closed my account last week due to low credit score. I am a good customer. Not 1 late payment, in fact I made double payments many months for credit building. Do not get this card. Horrible customer service.

Store card has a high ‘late penalty’. And requires masks weeks after state mandate ended! Very negative experience Quality of products is inconsistent

I have an excellent rating from three credit agencies. I have three credit cards that are paid in full on the first day of the cycle.in addition, I own 2 homes paid in full. I applied for a Lowes card through synchrony and was rejected supposedly they couldn't identify me and didn't pass a check. what they really want is someone who will pay 24 percent interest. in addition, when I questioned them they lied. avoid them at all costs. there are many credit card companies that are honest. they are not one of them

Nice to have extra points and credit for being an elite member but you have to spend so much per year to maintain status which is a pain and can be expensive