Joseph Bulebush, WalletHub Analyst
@joeybule
No, Citi does not offer an unsecured credit card for bad credit. You’ll need to have at least good credit to qualify for most of Citi’s unsecured cards.
If you’re not tied to Citi as an issuer, there are several good unsecured credit cards for bad credit available from other banks. The best one is the OneMain Financial BrightWay® Card. The card offers 1% cash back on all purchases. Its annual fee is $0 - $89, depending on your credit standing. There are other unsecured credit cards for bad credit you can check out, too.
Best Unsecured Credit Cards for Bad Credit
- Rates & Fees Best Overall: OneMain Financial BrightWay® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Best Overall: OneMain Financial BrightWay® CardLearn MoreLearn Moreon issuer's website
- Best Overall: OneMain Financial BrightWay® CardLearn MoreLearn More
- High Approval Odds: Total Visa® CardLearn MoreLearn More
- High Approval Odds: Total Visa® CardLearn MoreLearn Moreon issuer's website
- High Approval Odds: Total Visa® CardLearn MoreLearn More
- Gas & Groceries: Fortiva® Cash Back Rewards MastercardLearn MoreLearn Moreon issuer's website
- Gas & Groceries: Fortiva® Cash Back Rewards MastercardLearn MoreLearn Moreon issuer's website
- Gas & Groceries: Fortiva® Cash Back Rewards MastercardLearn MoreLearn More
- Rates & Fees Cash Rewards: Credit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn Moreon issuer's website
- Rates & Fees Cash Rewards: Credit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn Moreon issuer's website
- Cash Rewards: Credit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn More
- No Membership Fees: Fingerhut Credit AccountLearn MoreLearn More
- No Membership Fees: Fingerhut Credit AccountLearn MoreLearn Moreon issuer's website
- No Membership Fees: Fingerhut Credit AccountLearn MoreLearn More
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Keep in mind that secured credit cards are also an option for people with bad credit. They typically offer better terms than their unsecured counterparts.
Popular Credit Cards from Citi, Our Partner
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Initial Bonus
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Cash Back
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0% Intro Rates
People also ask
What credit score is needed for an unsecured credit card?
You need a credit score between 550 and 750 to be approved for most unsecured credit cards. Having a score of at least 550 will likely qualify you for a decent unsecured card, but a higher credit score increases your chances of being approved for one of the best credit cards with no security deposit.
Easiest Unsecured Credit Cards to Get
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What to Do if Your Credit Score is Below 550
... read full answer by Chip Lupo, Credit Card WriterWhat's the easiest unsecured credit card to get approved for?
The easiest unsecured credit cards to get include the OneMain Financial BrightWay® Card, the Petal® 2 Visa® Credit Card and the Capital One QuicksilverOne (see details, rates & fees) Credit Card. The OneMain Financial BrightWay® Card accepts bad credit, while the Petal 2 Card and Capital One QuicksilverOne (see details, rates & fees) are for people with no credit.
Easiest Unsecured Credit Cards to Get
- OneMain Financial BrightWay® Card
- Merrick Bank Credit Card
- Petal® 2 Visa® Credit Card
- Capital One QuicksilverOne Cash Rewards Credit Card (see details, rates & fees)
- Capital One Savor Student Cash Rewards Credit Card (see details, rates & fees)
- Capital One Spark Classic for Business *
Alternatives to Unsecured Credit Cards for Bad Credit
Unsecured credit cards for people with bad credit tend to be very expensive, charging lots of fees and high interest...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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