What are the best high limit unsecured credit cards that I can get with bad credit?

The best high limit unsecured credit card for bad credit is the Fortiva® Cash Back Rewards Mastercard. This card offers a credit limit of at least $350, 1 - 3% cash back on purchases, and high odds of approval for applicants with credit scores below 640. Cardholders have reportedly received credit limits as high as $1,000, though the exact credit limit you’ll receive will depend on your creditworthiness when you apply.

Best High Limit Unsecured Credit Cards for Bad Credit

People with bad credit shouldn't expect to be approved for too high of a credit limit, as unsecured credit cards for bad credit offer modest credit limits and are an expensive way to rebuild credit. Without a history of managing credit responsibly, issuers typically are hesitant to give high credit limits. Plus, unsecured credit cards for bad credit tend to come with annual fees in addition to monthly and one-time “processing fees.”

If you have bad credit, want a higher spending limit, and don’t need to borrow money, consider applying for a secured credit card. Secured cards require you to put down a refundable security deposit, the amount of which determines your credit limit. Secured cards also allow you to increase your credit limit by adding money to your deposit, so the more money you deposit, the higher your credit limit will usually be.