Maria Adams, Credit Cards Moderator
@m_adams
One of the best store credit cards for a 550 credit score is the Fingerhut Credit Account. This card has a $0 annual fee and will help you build credit as it reports monthly to the major credit bureaus.
It’s worth noting that there are only a few store credit cards for a 550 credit score available right now. A 550 credit score is considered bad credit and most store cards require at least fair credit for approval.
Some of the Best Store Credit Cards for a 550 Credit Score
- Overall: Fingerhut Credit AccountLearn MoreLearn More
- Overall: Fingerhut Credit AccountLearn MoreLearn Moreon issuer's website
- Overall: Fingerhut Credit AccountLearn MoreLearn More
- Online Retailer: Montgomery Ward Credit AccountLearn MoreLearn More
- Online Retailer: Montgomery Ward Credit AccountLearn MoreLearn Moreon issuer's website
- Online Retailer: Montgomery Ward Credit AccountLearn MoreLearn More
- Low APR: Group One Platinum CardLearn MoreLearn More
- Low APR: Group One Platinum CardLearn MoreLearn Moreon issuer's website
- Low APR: Group One Platinum CardLearn MoreLearn More
- Amazon Purchases: Amazon Secured Credit CardLearn MoreLearn More
- Amazon Purchases: Amazon Secured Credit CardLearn MoreLearn Moreon issuer's website
- Amazon Purchases: Amazon Secured Credit CardLearn MoreLearn More
- Overall:
- Online Retailer:
- Low APR:
- Amazon Purchases:
Keep in mind that store credit cards can only be used at the store that issued them (and sometimes affiliates), so apply for a card from somewhere you know you’ll shop on a regular basis.
If you need more flexibility, you can apply for a regular credit card instead. Unlike store cards, regular cards are widely accepted because they are backed by a major card network (Visa, Mastercard, American Express, etc.). The best credit cards for bad credit have annual fees as low as $0, and some even give rewards equal to 1% cash back or more on purchases.
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People also ask
What are the best credit cards for a 550 credit score?
The best credit card for a 550 credit score is the opensky Plus Credit Card because it does not check your credit score when you apply and has a $0 annual fee. The opensky Plus Credit Card also reports to the credit bureaus on a monthly basis. You’ll have to put down an initial deposit of at least $300 to open the account, but that’s fully refundable.
Best Credit Cards for a 550 Credit Score
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A 550...
read full answer by William Memphis, WalletHub Credit Card AnalystWhat's the easiest unsecured credit card to get approved for?
The easiest unsecured credit cards to get include the OneMain Financial BrightWay® Card, the Petal® 2 Visa® Credit Card and the Capital One QuicksilverOne (see details, rates & fees) Credit Card. People with bad credit can get the OneMain Financial BrightWay® Card, while the Petal 2 Card and Capital One QuicksilverOne (see details, rates & fees) are for those with no credit.
Easiest Unsecured Credit Cards to Get
- Best for No Deposit: OneMain Financial BrightWay® Card
- Best for No Credit: Petal® 2 Visa® Credit Card
- Best for Cash Rewards: Capital One QuicksilverOne Cash Rewards Credit Card (see details, rates & fees)
- Best for Students: Capital One Savor Student Cash Rewards Credit Card (see details, rates & fees)
- Best for Businesses: Capital One Spark Classic for Business *
- Best for Building Credit:...
What are the easiest store credit cards to get?
The Montgomery Ward Credit Account is one of the easiest store credit cards to get, as you can get approved with a credit score of 500+. It doesn't charge an annual fee, so it can help people with no credit or even bad credit improve their credit score for free.
Easiest Store Credit Cards to Get
- Potential for Low APR:
- Potential for Low APR:
- Potential for Low APR:
- Potential for Low APR:
Ongoing Rewards: N/A
Annual Fee: $0
Minimum security deposit: N/A
Credit requirement: Accepts people with bad credit...
read full answer by Maria Adams, Credit Cards ModeratorDid we answer your question?
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