Sarah Bilkins, WalletHub Credit Card Analyst
@sarah.bilkins
Yes, Synchrony Bank does have Visa credit cards. However, most Synchrony Bank credit cards are usually co-branded credit cards or store credit cards. Co-branded credit cards work like regular credit cards, though, their rewards are tailored specifically to the services offered by the affiliated merchants. A store credit card can only be used for purchases at a particular store or group of affiliated stores.
Notable Synchrony Visa Credit Cards
Initial bonus: N/A
Ongoing rewards: 3% and 2% cash back on the top and second spending categories and 1% on all other purchases
Annual fee: $0
Credit requirement: Good credit (700+ credit score recommended)
Initial bonus: N/A
Ongoing rewards: 62 cents per gallon in fuel discounts or as statement credits for the first 30 days at participating Chevron and Texaco stations, 3 cents per gallon in fuel discounts thereafter, and up to 10 cents per gallon in statement credits at non-fuel merchants
Annual fee: $0
Credit requirement: Good credit (700+ credit score recommended)
Initial bonus: $50 statement credit after making a purchase in the first 90 days, plus $150 statement credit after spending $1,500 in the first 90 days
Ongoing rewards: 4% in Verizon dollars on gas, EV charging stations, dining (including take-out and delivery), grocery stores and Verizon purchases (excluding bill payment), and 1% on all other purchases
Annual fee: $0
Credit requirement: Good credit (700+ credit score recommended)
You can also check out our editors’ latest picks for the best Synchrony Bank credit cards, as well as the best Visa credit cards on the market to weigh your options.
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