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The best non-standard auto insurance companies are Direct Auto Insurance, Kemper Insurance, The General and Dairyland. These insurers offer the most affordable policies for high-risk drivers, whose driving records make obtaining coverage difficult. Although non-standard auto insurance costs more than a regular policy, it’s a way to comply with state mandated insurance limits while working to improve your driving record.
Non-Standard Auto Insurance Companies List
- Direct Auto Insurance
- Kemper Auto Insurance
- GAINSCO
- Dairyland
- The General
- GEICO
- Progressive
- Safe Auto
- Infinity
- National General
- Hallmark
- Foremost
- Founders Insurance
- Titan
- Bristol West
Most of the companies on this list specialize in non-standard auto insurance. GEICO and Progressive are two notable exceptions, offering car insurance policies to a wide variety of drivers, including those classified as high-risk.
When looking for non-standard insurance, the best thing you can do is shop around and get a lot of quotes. This will make it easier to find the best coverage at the lowest price. High-risk drivers are normally charged much higher premiums than the average driver, unfortunately, as they’re considered more likely to file a claim. But as your driving record starts to improve, you’ll be able to qualify for policies that offer better protection at lower rates.
People also ask
What is non-standard auto insurance?
Non-standard auto insurance is a category of car insurance designed for high-risk drivers. High-risk drivers are those with a history of accidents, DUIs, speeding tickets, or who have had a lapse in car insurance coverage. Generally, non-standard car insurance is similar to standard insurance, but costs more.
The process of obtaining non-standard insurance is the same as buying standard auto insurance, albeit more expensive. The only time the process of obtaining non-standard insurance differs...
read full answer by WalletHub, Financial CompanyDoes GEICO insure high-risk drivers?
Yes. GEICO does insure high-risk drivers. For example, GEICO will insure high-risk drivers who have to file an SR-22 or FR-44 form, asserting that they’re carrying the minimum insurance coverage required by state law after a DUI or other major moving violation. However, keep in mind that risky drivers are typically charged more expensive insurance premiums.
High-risk drivers aren’t just those who have been in several accidents or received many tickets. Teenage or senior...
read full answer by Candace Baker, Car Insurance WriterDid we answer your question?
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