Below are 215 checking accounts with a location close to or in Saint Louis, MO.
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Updating Checking Accounts
APY
0.00%
Monthly Fee
$12
Signup Bonus
Up to $450
20 North Grand Boulevard, Saint Louis, MO, 63103 0.1 miles
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.00% |
- Minimum to Open: $25
Additional Info
- Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 18, 2026. Member FDIC.
- Get started with an initial deposit of $25 within 60 days. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.
- Get started on your path to better banking with U.S. Bank Smartly® Checking, an acccount made for more.
- - Be rewarded as your relationship grows with automatic access to U.S. Bank Smart Rewards® with benefits like fee waivers, loan discounts, and more with qualifying activities
- - Start off on the right foot with no monthly maintenance fee for the first two statement periods, then multiple ways to waive after that
- - Pair with U.S. Bank Smartly® Savings to unlock higher rates on your savings
- - Get helpful insights, track spending, and manage bills & subscriptions with the U.S. Bank Mobile App
- U.S. Bank Smartly® Checking may not be available if you live outside of the U.S. Bank footprint. Member FDIC.
- Learn more about the U.S. Bank Smartly® Checking
More Details
APY
0.00%
Monthly Fee
$30
Signup Bonus
$1200.00
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.00% |
- Minimum to Open: $25
Additional Info
- Promo code Q2AFL26 MUST be used when opening a U.S. Bank Business Essentials® or Platinum Business Checking account. Limit of one bonus per business. A $25 minimum deposit is required to open one of the referenced accounts.
- To earn a business checking bonus, open a qualifying U.S. Bank business checking account between 4/01/2026 and 6/30/2026. Make the required deposit(s) in new money within 30 days of account opening, maintain the same required daily balance through the 60th day, and complete 6 qualifying transactions based on posted date within 60 days of account opening.
- Platinum Business Checking: $1,200 bonus with $25,000 deposits and daily balance
- Qualifying transactions include debit card purchases, ACH and wire credits or debits, Zelle credits or debits, U.S. Bank mobile check deposit, electronic or paper checks, bill pay (excluding payments made by credit card), and payment received via U.S. Bank Payment Solutions. Other transactions, such as person-to-person payments, credit card transfers, or transfers between U.S. Bank accounts, are not eligible.
- New money is defined as funds from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees may reduce the required daily balance during the qualifying period.
- Bonus will be deposited into your new eligible U.S. Bank business checking account within 30 days after the month-end in which all offer requirements are met, provided the account remains open with a positive available balance.
- Offer may not be combined with other business checking bonus offers. Existing businesses with a business checking account or had one closed within the past 12 months, do not qualify.
- All regular account-opening procedures apply. For full checking account pricing, terms and policies, refer to your Business Pricing Information, Business Essentials Pricing Information, and YDAA disclosure. These documents are available at any U.S. Bank branch or by calling 800.872.2657.
- Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice.
- Member FDIC
- Learn more about the U.S. Bank Platinum Business Checking Account
More Details
APY
0.00%
Monthly Fee
None
Signup Bonus
$400.00
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.00% |
- Minimum to Open: $25
Additional Info
- Promo code Q2AFL26 MUST be used when opening a U.S. Bank Business Essentials® or Platinum Business Checking account. Limit of one bonus per business. A $25 minimum deposit is required to open one of the referenced accounts.
- To earn a business checking bonus, open a qualifying U.S. Bank business checking account between 4/01/2026 and 6/30/2026. Make the required deposit(s) in new money within 30 days of account opening, maintain the same required daily balance through the 60th day, and complete 6 qualifying transactions based on posted date within 60 days of account opening.
- Business Essentials: $400 bonus with $5,000 deposits and daily balance
- Qualifying transactions include debit card purchases, ACH and wire credits or debits, Zelle credits or debits, U.S. Bank mobile check deposit, electronic or paper checks, bill pay (excluding payments made by credit card), and payment received via U.S. Bank Payment Solutions. Other transactions, such as person-to-person payments, credit card transfers, or transfers between U.S. Bank accounts, are not eligible.
- New money is defined as funds from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees may reduce the required daily balance during the qualifying period.
- Bonus will be deposited into your new eligible U.S. Bank business checking account within 30 days after the month-end in which all offer requirements are met, provided the account remains open with a positive available balance.
- Offer may not be combined with other business checking bonus offers. Existing businesses with a business checking account or had one closed within the past 12 months, do not qualify.
- All regular account-opening procedures apply. For full checking account pricing, terms and policies, refer to your Business Pricing Information, Business Essentials Pricing Information, and YDAA disclosure. These documents are available at any U.S. Bank branch or by calling 800.872.2657.
- Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice.
- Member FDIC
- Introducing U.S. Bank Business Essentials - offering you checking and card payment acceptance in one connected experience to help run your business better with quick access to funds.
- A new kind of checking account combining checking and payment processing
- 1. Enjoy checking benefits and 24/7 support. Get $0 monthly maintenance fees to meet your business needs.
- 2. Accept payments and get paid fast. Access funds fast to pay bills and improve efficiency.
- 3. Simplify cash flow management. Get real-time insights with our integrated dashboard.
- Learn more about the U.S. Bank Business Essentials Checking Account
More Details
APY
0.01%
Monthly Fee
$25
Signup Bonus
$400.00
3526 Page Boulevard, Saint Louis, MO, 63106 1.09 miles
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0 - $2,000 | 0.00% |
| $2,000+ | 0.01% |
- Minimum to Open: $0
Additional Info
- The minimum opening deposit is $0 when opened online, $25 at a branch.
- $400 new checking customer offer when you open an account and meet $5,000 or more in qualifying direct deposits within 60 days of account opening.
- Checking & Savings Together. PNC Virtual Wallet® is your gateway to smarter banking and better financial management. Open an account today and help take control of your financial future.
- No charge for domestic wires
- 2,200+ locations and approximately 60,000 PNC and Partner ATMs
- Open any Virtual Wallet account with $0 minimum online or $25 minimum in branch.
- *Reimbursed up to $10 at the end of each statement period for other financial institutions’ ATM surcharge fees
- Learn more about the PNC Virtual Wallet® with Performance Select
More Details
APY
0.00%
Monthly Fee
$7
Signup Bonus
$100.00
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.00% |
- Minimum to Open: $0
Additional Info
- Earn $100 when you open & use a New PNC Virtual Wallet by 5/28/2026. Here's how:
- (a) To qualify for the reward, the new Virtual Wallet product must be opened online via the application links on this page, AND
- (b) A qualifying Direct deposit of $500 must be received within the first 60 days.
- Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account 60–90 days after all conditions have been met and will be identified as Credits Check Reward on your monthly statement.
- PNC customers now have surcharge-free access to nearly 60,000 PNC Bank and PNC partner ATMs across the country.
- Choose Your Virtual Wallet. Virtual Wallet includes a Spend checking account, with an optional Reserve checking and Growth savings account to help manage your money.
- Open any Virtual Wallet account with $0 minimum online or $25 minimum in branch.
- Learn more about the PNC Virtual Wallet
More Details
APY
0.00%
Monthly Fee
None
Signup Bonus
None
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.00% |
- Minimum to Open: $0
Additional Info
- Customers under 25 can enjoy PNC Simple Checking and apply for a Standard Savings account with no monthly service charge.
- No overdraft fees
- Customize your debit card with select options including designs for select schools and universities nationwide
- Enjoy fee-free access to approximately 60,000 PNC and partner ATMs coast to coast[
- Learn more about the PNC Simple Checking
More Details
APY
0.00%
Monthly Fee
$12
Signup Bonus
$400.00
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.00% |
- Minimum to Open: $100
Additional Info
- Earn a $400 Cash Reward! To qualify for the reward, the new checking account must be opened between April 1, 2026, and June 30, 2026, and the following conditions must be met:
- (a) Average ledger balance of $2,000 must be maintained in your new checking account for each of the first three statement cycles; AND
- (b) At least 10 total qualifying PNC Visa® Business Debit Card transactions must be made within the first three statement cycles.
- Your new checking account must be open in order for you to receive the reward, which will be credited to the eligible account within 90 days after all conditions have been met and will be identified as “Credits NEW BUS BONUS” on your monthly statement.
- 150 Monthly Transactions at no charge; $0.50 per transaction thereafter.
- $5,000 Monthly Cash Deposit at no charge; $0.30 per $100 thereafter.
- PNC customers now have surcharge-free access to nearly 60,000 PNC Bank and PNC partner ATMs across the country.
- Learn more about the PNC Business Checking
More Details
APY
0.00%
Monthly Fee
$22
Signup Bonus
$400.00
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.00% |
- Minimum to Open: $100
Additional Info
- Earn a $400 Cash Reward when you open a new Business Checking Plus! To qualify for the reward, the new checking account must be opened April 1, 2026, and June 30, 2026, and the following conditions must be met:
- (a) Average ledger balance of $2,000 must be maintained in your new checking account for each of the first three statement cycles; AND
- (b) At least 10 total qualifying PNC Visa® Business Debit Card transactions must be made within the first three statement cycles.
- Your new checking account must be open in order for you to receive the reward, which will be credited to the eligible account within 90 days after all conditions have been met and will be identified as “Credits NEW BUS BONUS” on your monthly statement.
- Monthly Transactions: $0.50 Fee for each additional transaction over 500.
- Monthly Cash Deposits: $0.30 per $100 fee for additional cash deposited over $10,000.
- Non-PNC Bank ATM fee reimbursements 2 per statement period.
- Take advantage of more than 2,600 locations and approximately 60,000 PNC and Partner ATMs Coast to Coast.
- Learn more about the PNC Business Checking Plus
More Details
APY
0.00%
Monthly Fee
$3.95
Signup Bonus
None
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.00% |
- Minimum to Open: $50
Additional Info
- Enjoy convenience and value with easy access to your U.S. cash and no minimum balance.
- Unlimited & instant transfers between the U.S. and Canada. Move money cross-border 24/7.
- Send and receive money in the U.S. Use your U.S. bank account with 3rd party apps.
- Get cash at over 50,000 no-fee ATMs across the U.S.
- Learn more about the RBC Bank Direct Checking
More Details
APY
0.00%
Monthly Fee
$150 - $175
Signup Bonus
None
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.00% |
- Minimum to Open: $1,000
Additional Info
- Avoid foreign transaction fees by using your RBC Bank U.S. Visa Debit card to make cash withdrawals and pay for U.S. purchases.
- Automatically convert and instantly transfer money for free between your RBC Canadian and U.S.-based accounts through Online Banking.
- Excessive withdrawal fee (per withdrawal over 100 per month): $0.35 per item.
- Get cash at over 50,000 no-fee ATMs across the U.S.
- Learn more about the RBC Bank U.S. Business Checking
More Details
