Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 5.13% |
- Minimum to Open: $0
Additional Info
- Earn Up to 5.13% APY*! Unlock high APY* on your deposits with the Zolve Checking Account
- No minimum balance requirement
- No monthly maintenance fee
- Open account online within 5 minutes
- FDIC-insured up to $250,000 through partner bank
- Cash access at 60,000+ Allpoint ATMs in the US
- *Annual Percentage Yields (APYs) accurate as of [10/01/2025]. Rates may change at any time without notice. Fees may reduce earnings. No monthly maintenance fee. No minimum balance required. 2.02% APY on all deposits. 3.05% APY when you maintain an active Zolve Credit Card in good standing. 4.08% APY when you receive $250+ in qualifying direct deposits during the same statement cycle. 5.13% APY when you both (a) maintain an active Zolve Credit Card in good standing and (b) receive $250+ in qualifying direct deposits during the same statement cycle. Account must remain open, active, and in good standing to earn interest.
- Zolve Innovations Inc is a financial technology company, not a bank or lender. All Zolve banking services are provided by our partner banks — Community Federal Savings Bank, Woodhaven, NY; or Continental Bank, Salt Lake City, UT. All cards are issued pursuant to a license from Mastercard. Cards may be used everywhere Mastercard debit or credit cards are accepted. Please check the statement/app/back of your card to know your issuing bank. Zolve Innovations, Inc., 101 Eisenhower Parkway, Suite 300, Roseland, NJ 07068
- Learn more about the Zolve Checking Account
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0 - $3,000,000 | 3.00% |
- Minimum to Open: $0
Additional Info
- Earn a $500 cash bonus! You can earn $500 when you open a new Bluevine Business Checking account and meet eligibility requirements.
- To get your $500 bonus, simply apply for a Bluevine Business Checking account anytime between now and 3/31/2026 using referral code WH500.
- After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:
- (a) Deposit at least $5,000 from eligible merchant services to your Bluevine account; OR
- (b) Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers; OR
- (c) Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
- If a New Customer meets all of the eligibility requirements and conditions of the promotion, Bluevine will deposit the bonus into their Bluevine Business Checking Account by the tenth day of the month that follows the month in which the last requirement was met provided that the account is not closed or suspended.
- Earn 3.00% APY! Maximize your earnings with market-leading interest on balances up to $3 million.
- Save on payment fees. Enjoy 50% off most standard payment fees including same-day ACH and international payments.
- Protect your money. Get up to $3 million in FDIC insurance—that’s up to 12x the standard coverage of $250,000
- No interest earned on balances over $3,000,000
- Withdraw cash from your Bluevine account with no fees at more than 37,000 MoneyPass® ATMs.
- $95 monthly fee for Bluevine Premier, waived if the following conditions are met: Clients must have a minimum $100,000 balance across their Bluevine Business Checking account and sub-accounts each billing period AND $5,000 debit spend on Bluevine Business Debit Mastercard®
- Learn more about the Bluevine Premier Business Checking
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0 - $250,000 | 1.75% |
- Minimum to Open: $0
Additional Info
- Earn a $500 cash bonus! You can earn $500 when you open a new Bluevine Business Checking account and meet eligibility requirements.
- To get your $500 bonus, simply apply for a Bluevine Business Checking account anytime between now and 3/31/2026 using referral code WH500.
- After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:
- (a) Deposit at least $5,000 from eligible merchant services to your Bluevine account; OR
- (b) Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers; OR
- (c) Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
- If a New Customer meets all of the eligibility requirements and conditions of the promotion, Bluevine will deposit the bonus into their Bluevine Business Checking Account by the tenth day of the month that follows the month in which the last requirement was met provided that the account is not closed or suspended.
- Earn 1.75% APY! Boost your earnings with higher interest on balances up to $250,000, all in a single account. Plus customers get 1.75% APY without minimum qualifications.
- Save on payment fees. Enjoy 20% off most standard payment fees including same-day ACH and international payments.
- Protect your money. Get up to $3 million in FDIC insurance—that’s up to 12x the standard coverage of $250,000
- No interest earned on balances over $250,000
- Withdraw cash from your Bluevine account with no fees at more than 37,000 MoneyPass® ATMs.
- $30 monthly fee for Bluevine Plus, waived if the following conditions are met: Clients must have a minimum $20,000 balance across their Bluevine Business Checking account and sub-accounts each billing period AND $2,000 debit spend on Bluevine Business Debit Mastercard®
- Learn more about the Bluevine Plus Business Checking
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0 - $250,000 | 1.30% |
- Minimum to Open: $0
Additional Info
- Earn a $500 cash bonus! You can earn $500 when you open a new Bluevine Business Checking account and meet eligibility requirements.
- To get your $500 bonus, simply apply for a Bluevine Business Checking account anytime between now and 3/31/2026 using referral code WH500.
- After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:
- (a) Deposit at least $5,000 from eligible merchant services to your Bluevine account; OR
- (b) Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers; OR
- (c) Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
- If a New Customer meets all of the eligibility requirements and conditions of the promotion, Bluevine will deposit the bonus into their Bluevine Business Checking Account by the tenth day of the month that follows the month in which the last requirement was met provided that the account is not closed or suspended.
- Earn 1.30% annual percentage yield on balances up to $250,000 if you meet a monthly activity goal. That’s up to $5,000/year in interest. Here's How:
- (a) Spend $500 per month with your Bluevine Business Debit Mastercard® or Bluevine Business Cashback Mastercard; OR
- (b) Receive $2,500 per month in customer payments to your Bluevine checking account or sub-accounts.
- No interest earned on balances over $250,000
- FDIC insurance up to $3M
- No monthly fees, monthly or daily balance minimums, ACH payment fees, incoming wire fees, or overdraft fees.
- Free standard ACH and unlimited transactions.
- Withdraw cash from your Bluevine account with no fees at more than 37,000 MoneyPass® ATMs.
- Learn more about the Bluevine Standard Business Checking
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 1.10% |
- Minimum to Open: $100
Additional Info
- Earn up to 1.10% APY! How it works:
- (a) Open a High Interest Checking Account;
- (b) Make the required transaction per statement cycle. Use your debit card to make at least 10 qualifying point of sale transactions of $10 or more; AND
- (c) Receive up to 1.10% APY
- If the qualifying activity requirement is NOT fulfilled, the interest rate paid on the entire balance will be 0.01%
- No overdraft fees
- Access over 90,000 surcharge-free ATMs across the United States.
- Learn more about the Quontic Bank High Interest Checking
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0 - $50,000 | 1.01% |
| $50,000 - $250,000 | 0.20% |
| $250,000 - $5,000,000 | 0.10% |
- Minimum to Open: $100
Additional Info
- Up to 1.01% APY**
- $100 minimum opening deposit
- Pay no monthly maintenance fee with an average daily balance of at least $5,000
- Unlimited domestic ATM fee reimbursements
- Up to 100 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
- Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)
- Free online banking, image statements, and Bill Pay
- Accounting software integrations are now available in the new online banking platform. Enjoy the new features and improved online functionality! QuickBooks Integration (desktop and online versions) This feature will allow business owners to link their Axos Small Business Checking account to their QuickBooks account making it easier to track expenses and manage their businesses.
- Learn more about the Axos Bank Business Interest Checking
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0 - $25,000 | 1.00% |
| $25,000 - $250,000 | 1.35% |
| $250,001+ | 1.00% |
- Minimum to Open: $100
Additional Info
- Earn up to 1.35% APY with Innovator Checking and access up to 3.10% with Innovator MMA Savings Bundle.
- Earn unlimited 1% cashback on everyday debit card purchases
- No monthly maintenance fee or overdraft fees
- Open in a little as 5 minutes
- Free incoming and outgoing ACH and incoming domestic wires
- Unlimited transactions no upcharges
- 24/7 online and mobile banking. Send invoices, pay bills, transfer money, deposit checks, manage cashflow and much more anytime, anywhere.
- Fee-free ATM withdrawals at 37,000+ MoneyPass and 8,500+ SUM ATMs nationwide.
- Grasshopper is a digital bank built for the business and innovation economy with a strong focus on driving small business forward.
- Learn more about the Grasshopper Bank Innovator Business Checking
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.50% |
- Minimum to Open: $0
Additional Info
- SoFi® offers a combined checking and savings account. You get a checking account and a savings account when you open a SoFi bank account.
- Sign-up bonus of $50 or $300. When you sign up and set up eligible direct deposit. Wait for direct deposit to hit account (typically 2-4 weeks). Collect cash bonus of $50 or $300 depending on direct deposit amount.¹
- Up to 3.30% APY with eligible direct deposit or $5,000 or more in qualifying deposits during the 31-day evaluation period.²
- No account fees. No overdraft fees. No minimum balance fees. No monthly fees.³
- 55,000+ fee-free ATMs within the Allpoint® Network.⁴
- Get paid up to two days early. Payday up to two days earlier automatically when you set up direct deposit.⁵
- No-fee overdraft coverage. Overspent by accident? No problem. You'll be covered up to $50 with no fees with direct deposit of at least $1,000.⁶
- Your money is FDIC insured. Plus, you can access additional insurance up to $3M on deposits through a seamless network of participating banks.⁷
- +0.70% Boost on Savings APY to up to 4.00% for up to 6 months on new accounts. Terms apply.⁸
- ¹New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more) OR $300 (with at least $5,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more). Cash bonus amount will be based on the total amount of Eligible Direct Deposit. If you have satisfied the Eligible Direct Deposit requirements but have not received a cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your Eligible Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 12/31/2026. Full terms at sofi.com/banking. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC. SoFi members with Eligible Direct Deposit can earn 3.30% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Eligible Direct Deposit amount required to qualify for the 3.30% APY for savings (including Vaults). Members without Eligible Direct Deposit will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 12/23/25. There is no minimum balance requirement. Fees may reduce earnings. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.
- ²Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 12/23/25. There is no minimum balance requirement. Fees may reduce earnings. Additional rates and information can be found at https://www.sofi.com/legal/banking-rate-sheet
- ³We do not charge any account, service or maintenance fees for SoFi Checking and Savings. We do charge a transaction fee to process each outgoing wire transfer. SoFi does not charge a fee for incoming wire transfers, however the sending bank may charge a fee. Our fee policy is subject to change at any time. See the SoFi Bank Fee Sheet for details at sofi.com/legal/banking-fees/.
- ⁴We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third-party fees may be incurred when using out-of-network ATMs. SoFi’s ATM policies are subject to change at our discretion at any time.
- ⁵Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduled payment date, but may vary.
- ⁶Overdraft Coverage is a feature automatically offered to SoFi Checking and Savings account holders who receive at least $1,000 or more in Eligible Direct Deposits within a rolling 31 calendar day period on a recurring basis. Eligible Direct Deposit is defined on the SoFi Bank Rate Sheet, available at https://www.sofi.com/legal/banking-rate-sheet. Members enrolled in Overdraft Coverage may be covered for up to $50 in negative balances on SoFi Bank debit card purchases only. Overdraft Coverage does not apply to P2P transfers, bill payments, checks, or other non-debit card transactions. Members with a prior history of unpaid negative balances are not eligible for Overdraft Coverage. Eligibility for Overdraft Coverage is determined by SoFi Bank in its sole discretion. Members can check their enrollment status, if eligible, at any time by logging into their account through the SoFi app or on the SoFi website.
- ⁷SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per depositor per legal category of account ownership, as described in the FDIC’s regulations. Any additional FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $3M through participation in the program. See full terms at SoFi.com/banking/fdic/sidpterms. See list of participating banks at SoFi.com/banking/fdic/participatingbanks.
- ⁸Earn up to 4.00% Annual Percentage Yield (APY) on one SoFi Savings account with a 0.70% APY Boost (added to the 3.30% APY as of 3/31/26) for up to 6 months. Open your first SoFi Checking and Savings account and receive eligible direct deposits OR qualifying deposits of $5,000 every 31 days by 12/31/26. Rates are variable, subject to change. Terms apply at sofi.com/banking#2. SoFi Bank, N.A. Member FDIC.
- Learn more about the SoFi® Checking and Savings
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.05% |
- Minimum to Open: $50
Additional Info
- Earn $500 after qualified activities until 5.22.26 with Key Select Checking®.
- Open a Key Select Checking® account online by May 22, 2026.
- Make the minimum opening deposit of $50 and make a total of $5,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $500 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
- Key Select Checking® is a premium checking account that earns interest and a $100 cash bonus year after year with qualifying activities and has a waivable monthly maintenance fee.
- The $25 monthly maintenance fee is waived for the first three months and then can be waived if requirements are met.
- $100 Cash Bonus. Earn a $100 cash bonus year after year with qualifying activities.
- Relationship Benefits. Earn better interest rates on savings and money market accounts, more cash back, loan discounts and more with KeyBank's Relationship Benefits.
- Early Pay. Get paid up to two days early with eligible direct deposits to a KeyBank account.
- EasyUp® , Automatic Savings. Use EasyUp to build up savings or pay down debt without even thinking about it.
- Key Coverage Zone®. If your account’s overdrawn by $20 or less at the end of the day, you won’t see an overdraft fee from KeyBank.
- Account Alerts. Set custom account alerts so you can receive text or email updates about the account information that's important to you.
- Secure online and mobile banking. Deposit checks in the mobile app, pay bills, send money, lock/unlock cards and more.
- Convenient branches and ATMs. Visit them at any of their convenient branches or 40,000+ KeyBank and Allpoint® ATMs nationwide.
- KeyBank Debit Mastercard® Enjoy chip security, Tap & Go technology and all benefits of Mastercard.
- Overdraft Protection. Link your checking account to an eligible credit or savings account to automatically cover overdrafts without a transfer fee.
- Easy Direct Deposit Set Up. Sign on to online or mobile banking to have your paychecks or other recurring payments automatically deposited to your Key account quickly and securely.
- Learn more about the Key Select Checking®
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0 - $5 | 0.00% |
| $5+ | 0.01% |
- Minimum to Open: $0
Additional Info
- It’s easy. The more you fund, the more you earn.
- Discover all that Premier can do for you
- - Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
- - Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
- - Enjoy peace of mind with unique travel benefits available through our credit cards
- Here’s how the offer works
- 1. Open a Premier checking account by June 30, 2026
- 2. Add your desired level of deposits and/or eligible investments within 20 days
- Get $1,500: Deposit or invest $150,000 to $249,999
- Get $2,500: Deposit or invest $250,000 to $499,999
- Get $3,500: Deposit or invest $500,000 to $999,999
- Get $5,000: Deposit or invest $1,000,000+
- 3. Maintain your balances for 3 full consecutive months
- 4. Remain opted-in to receive HSBC marketing emails
- If all offer requirements are met, the bonus will be paid within 8 weeks.
- We’re excited to offer¹ you an opportunity to earn up to $5,000 when you open an HSBC Premier² checking account by June 30, 2026, and complete qualifying activities.
- Learn more about the HSBC Premier Checking









