Chase Freedom Flex vs.
Capital One Quicksilver

The Chase Freedom Flex calendar for October through December lists Chase Travel, department stores and Old Navy as the bonus rewards categories for the quarter. Chase Freedom Flex cardholders can earn 5% on up to $1,500 spent each quarter in these rotating categories. Any purchases made over that limit will earn 1%. Once the quarter is up, Chase will offer a new set of bonus categories.

2026 Chase Freedom Flex Calendar

January – March: Grocery stores (excluding Walmart and Target), Norwegian Cruise Line, Fitness clubs & gym memberships, Hair, Nails, & Spa Services

April – June: Amazon & Select Streaming Services

July – September: Instacart, gas stations, EV charging and select live entertainment

October – December: Chase Travel, department stores and Old Navy

Keep in mind that Chase cardholders need to activate new categories each quarter through their online account before they can start earning the bonus rate.

Chase Freedom Flex has a referral bonus of $50 cash back per referral, with a limit of $500 cash back per year. It can take up to 8 weeks to receive your bonus after the person you refer opens their account.

How to Get a Chase Freedom Flex Referral Bonus

1. Log in to your Chase account.
2. Navigate to the "Explore Products" tab, then click "Just for you." Scroll down and click "Refer friends now" to...

The Capital One Quicksilver credit limit depends on your income, creditworthiness and payment history, which are evaluated once you apply for the card. According to anecdotal reports, the card's credit limit can be as low as $750 and as high as $10,000. However, Capital One does not list a minimum or maximum credit limit in the card's terms and conditions.

If you want to aim for a higher credit limit, there are a number of areas...

The Chase Freedom Flex® Credit Card credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the Chase Freedom Flex.

Note that while your credit score is very important, plenty of other things will impact your chances of being approved for the Chase Freedom Flex. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status.

If you...

The best Capital One Quicksilver (see details, rates & fees) benefits are rental car insurance and extended warranty. The Capital One Quicksilver Cash Rewards Credit Card (see details, rates & fees) also has identity theft protection and $0 fraud liability for unauthorized use, which are more common perks across Capital One credit cards. For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

Capital One Quicksilver (see details, rates & fees) Benefits

• Extended warranty*
• Identity theft protection
• $0 fraud liability for unauthorized use
• Price protection*
• Roadside assistance*
• Rental car insurance*
• Concierge services
• Virtual card numbers

* Terms,...

No cap on rewards, 1.5 - 5% cash back. Oh and you can get it back as statement and check.

No, Chase Freedom Flex does not offer extra cash back for department store purchases at the moment. Chase announced the bonus 5% cash-back categories for the first quarter of 2026 and they do not include department stores.  

Chase Freedom Flex Bonus Categories for May 2026 

Yes, the Capital One Quicksilver Cash Rewards Credit Card (see details, rates & fees) is a cash back credit card. It gives 1.5 - 5% cash back on purchases and has a $0 annual fee.

Key Things to Know About the Capital One Quicksilver Cash Rewards Credit Card (see details, rates & fees)

• Rewards: 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel, 5% cash back on Capital One Entertainment, and 1.5% cash back on all other purchases
• Initial bonus: $200 for spending $500 in the first 3 months
• Annual fee: $0
• Regular APR: 18.49% - 28.49% (V)
• Foreign transaction fee: $0
• Credit required: Good
• WalletHub editor's rating: 4.4/5
• WalletHub user rating: 3.6 / 5

If you're...

According to WalletHub editors, applicants with a credit score of around 700 may have better chances of being approved for the Capital One Quicksilver Cash Rewards Credit Card (see details, rates & fees). That means people with good credit have a shot at getting approved for the Capital One Quicksilver (see details, rates & fees).

Note that while your credit score is very important, plenty of other things will impact your chances of being approved for the Capital One Quicksilver (see details, rates & fees). Some other key criteria include your income, existing debt load, recent credit inquiries, number...

No, there is no Chase Freedom Flex 10% Amazon deal. There used to be a 10% cash back promotion on Amazon purchases a long time ago, but that was a one-time offer. It's not clear whether there will be a Chase Freedom Flex 10% Amazon deal in the future.

However, the Chase Freedom Flex card includes Amazon as a bonus category from April 1, 2026 through June 30, 2026. More specifically, the card offers 5% on the first $1,500 spent on...