Geico DriveEasy is rated 4.5 out of 5 stars by WalletHub editors, based on factors like possible savings and customer reviews. Geico DriveEasy is an average usage-based insurance program, since it has a well-rated app but can increase premiums for poor driving.
Key Things to Know About DriveEasy from Geico
- Initial discount of 15%
- Possible savings of up to 25%
- Might increase premiums for bad driving
- Available in AL, AZ, CO, CT, DC, FL, ID, IL, IN, IA, LA, KY, MD, NC, NV, NJ, NM, OH, OK, OR, PA, TN, TX, UT, VA, WI
- Customer reviews of the app average 3.8 out of 5
What Is Geico DriveEasy?
Geico DriveEasy is a usage-based insurance program that monitors a policyholder’s driving habits in order to adjust their premium. Customers who sign up for DriveEasy can save up to 25%, including an initial discount of 15%. On the other hand, Geico customers who participate in the DriveEasy program may see a premium increase if their driving habits are poor.
Usage-based insurance programs rely on telematics, which is a technology that uses wireless devices to transmit data. Most major insurance companies have introduced telematics programs as a way to give good drivers a discount, since safe drivers are less likely to get into an accident or file a claim.
What Geico DriveEasy Monitors
- Hard braking
- Distracted driving
- Road type
- Weather conditions
- The time of day that you drive
DriveEasy from Geico tracks these behaviors using the Geico DriveEasy Pro smartphone app. The app is available for iPhones and Androids from both the Google and Apple app stores.
Aside from sending information on your driving behavior to the company, the Geico DriveEasy Pro app includes features such as good driving streaks and last trip details. The app will automatically monitor your trips as long as you're logged in. It’s also worth noting that the app’s reviews are positive overall.
Is Geico DriveEasy Worth It?
Geico DriveEasy is worth it for safe, careful drivers who do not mind being monitored for insurance purposes in return for savings of up to up to 25%. On the other hand, drivers who frequently drive at night or in heavy traffic are less likely to benefit, as are careless drivers. Plus, remember that Geico DriveEasy might even raise your rates, depending on your driving habits.
Keep in mind that your definition of safe driving might differ from Geico’s. Make sure you know what habits DriveEasy monitors, and see how they match up with your individual circumstances. For example, if you work the late shift, Geico will count your frequent nighttime driving against you.
If you decide that Geico DriveEasy is worth it for your particular circumstances, you can enroll by downloading the application on your mobile phone and completing the registration process. You can also contact Geico customer service at 1-800-841-3000 if you’re unsure whether DriveEasy is available in your state.
Geico DriveEasy vs. Popular Competitors
|Insurer||Geico DriveEasy||Allstate Drivewise||Progressive Snapshot||State Farm Safe and Save|
|Potential Savings||up to 20%||up to 25% rebate||$146 on average||up to 50%|
|Customer Reviews of the App||4.8/5||4.0/5||4.3/5||4.4/5|
|Can Increase Premiums?||Will increase premiums for bad driving||Will not increase premiums for bad driving||Will increase premiums for bad driving||Will not increase premiums for bad driving|
WalletHub editors evaluated Geico DriveEasy in the following categories:
- Initial savings
- Maximum possible savings
- Average of Google and Apple app ratings
- Whether the program can increase a driver’s premium
- Overall WalletHub editor rating for the entire company
- Ease of accessing privacy and data disclosures
Information was gathered from the company’s website and from customer service representatives. Each factor was weighted equally in order to calculate the program’s final score.