WalletHub, Financial Company
@WalletHub
The best gas station credit card for fair credit is the Shell Gas Card. It offers a discount of 30¢ per gallon (up to 35 gallons) on your first 5 Shell fuel purchases made by 2/28/2026, savings of 10¢ per gallon (up to 20 gallons) each fill up after that, and 10% Shell rebates on $1,200 in non-fuel Shell purchases per year. The card also has a $0 annual fee.
There are several other gas station credit cards available to people with fair credit, too. Like store cards tied to major retailers, these gas station cards can only be used at the gas station chains they’re affiliated with. If you want a gas rewards card that can be used at any station, check out our editors’ picks for the best gas credit cards overall.
Best Gas Station Credit Cards for Fair Credit
When you have fair credit, finding a good credit card to use for gas purchases is one thing. Putting yourself on the path to better deals in the future is another. To make the most of any credit card, you need to pay the bill on time every month.
If you don't have the credit needed to qualify for a rewards credit card for fair credit yet, even some cards available to people with bad credit offer extra rewards on gas purchases. The Bank of America® Customized Cash Rewards Secured Credit Card is one example. Using such a card responsibly will help your credit score improve, enabling you to qualify for one of the best overall gas rewards credit cards before too long.
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
Popular Gas Credit Cards
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Gas, Travel & Dining
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No Annual Fee
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Customized Rewards
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Business
Ashley Wade, WalletHub Analyst
@shlee
If you have fair credit, your gas credit card options are limited. The Shell Gas Card and other gas cards for people with fair credit can only be used to purchase fuel and other items at affiliated gas stations. You need good credit to get most other gas rewards credit cards.
People also ask
What credit score do you need for a gas card?
You’ll need a 700 credit score or higher for most gas cards. This means at least good credit is required for approval. However, you can find good credit cards that earn high rewards from gas purchases for all types of credit.
Best Gas Cards by Credit Requirement
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If you have fair credit, you may qualify for gas cards from specific stations such as the Phillips 66 Credit Card or the ExxonMobil Gas Card. These can only be...
read full answer by Sue Patterson, WalletHub AnalystWhat are the best easy approval gas credit cards?
The best easy approval gas credit card is the Bank of America® Customized Cash Rewards Secured Credit Card. It’s relatively easy to get approved for this card even if you have poor credit, and you will enjoy a $0 annual fee as well as 1 - 6% cash back on purchases.
Gas purchases are eligible for the highest rewards rate (up to a limit), and there are no restrictions on what gas stations are eligible for rewards, so it’s one of the most flexible options. You...
read full answer by John S Kiernan, Managing EditorWhat are the best credit cards for gas purchases only?
The Shell Gas Card is one of the best credit cards for gas purchases only. You can use it at Shell gas stations only, but the card offers excellent rewards on Shell purchases, including at least 10¢ / gallon off every time you get gas, and there's no annual fee.
By using this card, you can get a discount of 30¢ per gallon (up to 35 gallons) on your first 5 Shell fuel purchases made by 2/28/2026, savings of 10¢ per gallon (up to 20 gallons) each fill up after that, and 10% Shell rebates on $1,200 in non-fuel Shell purchases per year.
Some of the Best Credit Cards for Gas Purchases Only
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- Best for Sunoco Purchases:
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- Best for CITGO Purchases:
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- Best for Chevron and Texaco Purchases:
- Best for Chevron and Texaco Purchases:
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- Best for ExxonMobil Purchases:
- Best for ExxonMobil Purchases:
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- Best for Shell Purchases:
- Best for Sunoco Purchases:
- Best for CITGO Purchases:
- Best for Chevron and Texaco Purchases:
- Best for ExxonMobil Purchases:
When are Gas...
read full answer by Maria Adams, Credit Cards ModeratorDid we answer your question?
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