2026's Best Home Insurance in Florida

Please find below 2026's best home insurance companies in Florida. Use the filters to refine or expand your home insurance search.

Updating Insurance Companies

Frontline Insurance

4.1 out of 5 rating2,176 Reviews

Frontline Insurance is a group of independent insurance companies serving coastal homeowners throughout the Southeast United States in Florida, Georgia, Alabama, North Carolina, and South Carolina. They offer homeowners a... show more

2026's Best Home Insurance Company in Florida

Call 877-744-5224

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Southern Oak Insurance Company

4.1 out of 5 rating601 Reviews

Southern Oak Insurance Company is a Florida-based insurance company specializing in personal residential property coverage. It is a privately held company wholly owned and operated by Florida residents with home... show more

2026's Best Home Insurance Company in Florida

Call 877-900-3971

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The General Insurance

4 out of 5 rating3,163 Reviews

The General is a licensed car insurance agency based in Nashville, Tennessee. It&rsquo,s a subsidiary of PGC Holdings Corp. (PGC), and is known for offering auto insurance to high-risk drivers... show more

2026's Best Home Insurance Company in Florida

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Direct Auto Insurance

3.9 out of 5 rating1,959 Reviews

Direct Auto Insurance, headquartered in Nashville, Tennessee and founded in 1991, specializes in insurance for high-risk drivers. Direct Auto Insurance is available in 14 states, including Georgia, Texas, and Virginia. Here... show more

2026's Best Home Insurance Company in Florida

Call 877-463-4732

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Tower Hill Insurance

3.7 out of 5 rating1,897 Reviews

Founded in 1972, Tower Hill Insurance is a leader among residential and commercial property insurers in the Southeast. Financial strength, product expertise, a comprehensive reinsurance program, and exceptional claims service... show more

Call 352-332-8800

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Berkshire Hathaway GUARD Insurance

3.7 out of 5 rating471 Reviews

Berkshire Hathaway GUARD Insurance Companies are rated A+ Superior by A.M. Best and ultimately owned by Berkshire Hathaway, Inc. – one of the financially strongest organizations in the world. A... show more

Call 800-673-2465

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National General Insurance

3.6 out of 5 rating4,253 Reviews

National General Insurance is headquartered in New York City and was founded in 1939. Since then, the company has grown to become one of the largest insurance providers in the... show more

2026's Best Home Insurance Company in Florida

Call 800-462-2123

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People's Trust Insurance Company

3.6 out of 5 rating1,911 Reviews

People's Trust Insurance has created a better way to deliver home insurance protection in Florida. Built on an ethic of preparedness and rapid response, their award-winning approach saves policyholders money... show more

2026's Best Home Insurance Company in Florida

Call 800-500-1818

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American Integrity Insurance Group

3.6 out of 5 rating563 Reviews

American Integrity Insurance is committed to providing homeowners with sound, comprehensive insurance coverage and an extraordinary customer experience. We strive to be a valued partner to our policyholders, agents, and... show more

Call 968-839-0x8390

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Esurance

3.5 out of 5 rating1,643 Reviews

Esurance is an online insurance company that specializes in selling bundled insurance policies at affordable prices. The company was purchased by Allstate in 2011 in a $1 billion deal. Here... show more

Call 800-378-7262

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MAPFRE Insurance

3.5 out of 5 rating843 Reviews

MAPFRE Insurance originated in Massachusetts as The Commerce Group, Inc. (CGI), founded in the town of Webster, Massachusetts in 1972. MAPFRE is the largest private passenger automobile insurer, homeowners’ insurer... show more

Call 877-627-3731

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PURE Insurance

3.5 out of 5 rating199 Reviews

PURE Insurance stands for Privilege Underwriters Reciprocal Exchange Insurance. It is a property and casualty insurer specializing in coverage for customers with a high-net worth. The company was founded in... show more

2026's Best Home Insurance Company in Florida

Call 888-813x7873

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Assurant

3.4 out of 5 rating2,808 Reviews

Assurant supports some of the world’s most recognizable brands, helping them solve their business challenges. They find solutions for the challenges that face everyday people, too. Major challenges like a... show more

Call 212-859-7000

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Questions & Answers

Comparing home insurance can be tough. But you've got the knowledgeable WalletHub community on your side. Other consumers have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution's responsibility to ensure all posts and questions are answered.

Ask the Experts

WalletHub asked a panel of experts to answer the following questions about home insurance. You can click “Read More” under each expert’s name and title to see their answers.

When do you recommend getting homeowners insurance and car insurance from the same company?
Do you have any tips for finding the best home insurance?
What would you say are the most common mistakes that people make when shopping for home insurance?

Steven F. Brown
PhD, MBA, CPA, CREI, CFP®, Texas Real Estate Broker and Professor of Real Estate - Dallas College/Cedar Valley Campus
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Hainan Sheng
Ph.D., CFA, Assistant Professor of Real Estate, Pamplin College of Business | Virginia Tech
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H. Shelton Weeks
Lucas Professor of Real Estate, Department of Economics & Finance - Florida Gulf Coast University
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Mark A. Johnson
Investments and Portfolio Management Fellow, School of Business - Wake Forest University
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Blair Koblenz
Professor of Practice, W. P. Carey School of Business - Arizona State University
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Pankaj Jain
Ph.D., CFA, CFP®, Chair | Professor, Department of Finance, Insurance, and Real Estate - University of Memphis
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Ives Machiz
Ph.D., MBA, CFP, Clinical Assistant Professor, WPC Finance - Arizona State University
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Yildiray Yildirim
William Newman Professor in Real Estate Finance and Chair, William Newman Department of Real Estate; Director, Steven L. Newman Real Estate Institute, Zicklin School of Business - Baruch College, CUNY
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Bennie D. Waller
Ph.D., William Cary Hulsey Fellow, Culverhouse College of Business, The University of Alabama
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Catalin Stefanescu
Clinical Professor and Academic Director, Schack Institute of Real Estate - New York University, School of Professional Studies
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Robert W. Taylor
Executive Director, Kornblau Real Estate & Risk Management and Insurance Programs - Virginia Commonwealth University
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James Maniace
Senior Lecturer in the Finance Department at the Max M. Fisher College of Business – The Ohio State University and Senior Counsel – Taft Stettinius & Hollister LLP
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John Banko
Wells Fargo Faculty Fellow and Instructional Associate Professor, Finance and Director of Wealth Management Program - University of Florida, Warrington College of Business Administration
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Craig Morrison
BSBA Acc., Financial Empowerment Specialist, Fabian Insurance Services
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Anne Drougas
Ph.D., Interim Associate Dean & Professor of Finance & Business Analytics, Brennan School of Business – Dominican University
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Sean Wilkoff
Ph.D., Assistant Professor of Finance, Department of Finance - University of Nevada, Reno, The College of Business
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John T. Plecnik
J.D., LL.M., Associate Professor of Law and Director, Master of Legal Studies, CSU College of Law - Cleveland State University
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Kevin R. Kilgore
Associate Director / Professor of Practice, Center for the Study of Finance, Department of Finance and Economics - East Tennessee State University
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Dr. Randal Ice
Barnabas Professor of Finance Emeritus - University of Central Oklahoma
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Yiwei Zhao
Assistant Professor of Finance – Longwood University
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J. Baker
M.S.F.S., M.B.A., CPA, CFP, Professor of Accounting –Dallas College, North Lake Campus
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Li Zhang
Ph.D., RIMS-Certified Risk Management Professional, Professor of Finance - St. Cloud State University
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J. David Chapman
Ph.D., Finance Department Chairman, Real Estate Program Coordinator - University of Central Oklahoma
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Tracy Xu
Ph.D., CFA, Ron Rizzuto Endowed Chair | Reiman School of Finance; Co-Director | International Business Major, Daniels College of Business - University of Denver
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