What are the best credit cards for gas purchases only?

The Shell Gas Card is one of the best credit cards for gas purchases only. You can use it at Shell gas stations only, but the card offers excellent rewards on Shell purchases, including at least 10¢ / gallon off every time you get gas, and there's no annual fee.

Using this gas-only credit card gets you a discount of 30¢ per gallon (up to 35 gallons) on your first 5 Shell fuel purchases made by 2/28/2026, savings of 10¢ per gallon (up to 20 gallons) each fill up after that, and 10% Shell rebates on $1,200 in non-fuel Shell purchases per year.

Some of the Best Credit Cards for Gas Purchases Only

When are Gas Station Credit Cards Worth It?

Gas station credit cards can only be used at the stations they’re affiliated with. But they’re still worth applying for if you frequently use a certain gas station, as you’ll generally receive discounts on fuel in exchange. Also, keep in mind that you can usually use these cards inside gas stations as well, so they are not exclusively for gas purchases. You just can’t use them anywhere else.

On the other hand, some of these specialized store credit cards have Visa or Mastercard counterparts that are accepted everywhere – not just at gas stations. Some of their applications will actually consider you for the Visa or Mastercard version first– such as the Chevron and Texaco Gas Card. So, be sure to read the fine print before you apply.

A lot of people think that if you’re only going to buy gas, you need a gas station card. That could work out for some people who are very brand loyal, but I prefer Citi Custom Cash - 5% back on your top spending category, and you can fill up anywhere. Plus, if you change your mind, you can use it for other stuff too.

Citi Custom Cash is pretty clutch - 5% back on your top spending category (just use it only for gas) and no annual fee. Simple.