Below are 231 checking accounts with a location close to or in San Diego, CA.
Reset filters and view all checking account.Sort: Featured
"Featured" means the products are ranked based on advertiser status.
Updating Checking Accounts
APY
0.01%
Monthly Fee
$25
Signup Bonus
Up to $500
455 Island Avenue Suite 118, San Diego, CA, 92101 0.1 miles
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0 - $50,000 | 0.01% |
| $50,000+ | 0.02% |
- Minimum to Open: $100
Additional Info
- With Bank of America Advantage Banking, you can earn a cash offer up to $500. See offer page for more details.
- If you’re looking for comprehensive banking, Advantage Relationship Banking helps you make the most of your banking relationship.
- No monthly maintenance fee each statement cycle when you meet requirements. See offer page for more details.
- Digital Banking with the choice to pay using a variety methods.
- Earn interest on your balance.
- Option to enroll in Balance Connect® for overdraft protection.
- Annual Percentage Yields (APYs) are accurate as of 02/20/2026. See bankofamerica.com/depositsrates for today’s rates.
- Bank of America, N.A. Member FDIC
- Learn more about the Bank of America Advantage Relationship Banking®
More Details
APY
0.01%
Monthly Fee
$35
Signup Bonus
Up to $3,000
1415 India St, San Diego, CA, 92101 0.1 miles
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.01% |
- Minimum to Open: $0
Additional Info
- Elevate your banking relationship and enjoy a bonus up to $3,000 when you open a new Chase Private Client Checking℠ account with qualifying activities.
- Personalized banking made easier with premium benefits, 24/7 support and access to your banking and investment accounts in one place in the Chase Mobile® app.
- Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000+.
- Get up to a $3,000 bonus when you open or upgrade to a Chase Private Client account, a premium checking account which provides you with a dedicated banker and receive investing guidance from J.P. Morgan Wealth Management to help you reach your financial goals.
- Receive personalized wealth strategies from a J.P. Morgan advisor. Your J.P. Morgan advisor gets to know you, your family and your goals to build a custom financial strategy and investment portfolio that reflects your evolving priorities.
- Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC.
- Get higher limits on Chase Private Client debit card purchases and ATM withdrawals, as well as higher Zelle® and Chase QuickDeposit℠ limits.
- Relationship rates which may make you eligible for a 0.25% auto loan rate discount, and access to events, including cultural and sporting events, family experiences, and financial seminars.
- Enhance your relationship with J.P. Morgan Wealth Management and partner 1:1 with a dedicated J.P. Morgan Private Client Advisor who can create a personalized financial strategy and custom investment portfolio. Get a holistic view of your banking and investing, and make seamless transfers between accounts with the Chase Mobile® app.*
- Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Deposit products are FDIC insured up to the maximum amount allowed by law.
- *J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.
- INVESTMENT AND INSURANCE PRODUCTS: • NOT A DEPOSIT • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NO BANK GUARANTEE • MAY LOSE VALUE
- Learn more about the Chase Private Client Checking℠
More Details
APY
0.00%
Monthly Fee
$15
Signup Bonus
$400.00
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.00% |
- Minimum to Open: $0
Additional Info
- New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
- Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
- Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick Deposit℠.
- Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
- Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
- *With Chase Overdraft Assist℠, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.
- JPMorgan Chase Bank, N.A. Member FDIC
- Learn more about the Chase Total Checking®
More Details
APY
0.00%
Monthly Fee
$4.95
Signup Bonus
Up to $500
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.00% |
- Minimum to Open: $25
Additional Info
- With Bank of America Advantage Banking, you can earn a cash offer up to $500. See offer page for more details.
- If you’re looking for simple banking, SafeBalance® provides a straightforward, easy-to-use experience that lets you focus on the basics.
- No monthly maintenance fee each statement cycle when you meet requirements. See offer page for more details.
- Banking that helps you stay within your balance.
- Digital banking- no paper check writing available with this account.
- Helps prevent overspending– and no Overdraft Item Fees.
- A great start for students and young adults.
- Bank of America N.A. Member FDIC
- Learn more about the Bank of America Advantage SafeBalance Banking®
More Details
APY
0.00%
Monthly Fee
$12
Signup Bonus
Up to $500
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.00% |
- Minimum to Open: $100
Additional Info
- With Bank of America Advantage Banking, you can earn a cash offer up to $500. See offer page for more details.
- If you’re looking for flexible banking, Advantage Plus Banking has options and features to help you meet your needs.
- Multiple ways to waive the monthly maintenance fee—including a qualifying direct deposit.
- Pay with a debit card, Mobile and Online banking or paper checks (if purchased).
- Option to enroll in Balance Connect® for overdraft protection.
- Bank of America, N.A. Member FDIC
- Learn more about the Bank of America Advantage Plus Banking®
More Details
APY
0.00%
Monthly Fee
$12
Signup Bonus
Up to $450
801 Market Street, San Diego, CA, 92101 0.1 miles
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.00% |
- Minimum to Open: $25
Additional Info
- Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 18, 2026. Member FDIC.
- Get started with an initial deposit of $25 within 60 days. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.
- Get started on your path to better banking with U.S. Bank Smartly® Checking, an acccount made for more.
- - Be rewarded as your relationship grows with automatic access to U.S. Bank Smart Rewards® with benefits like fee waivers, loan discounts, and more with qualifying activities
- - Start off on the right foot with no monthly maintenance fee for the first two statement periods, then multiple ways to waive after that
- - Pair with U.S. Bank Smartly® Savings to unlock higher rates on your savings
- - Get helpful insights, track spending, and manage bills & subscriptions with the U.S. Bank Mobile App
- U.S. Bank Smartly® Checking may not be available if you live outside of the U.S. Bank footprint. Member FDIC.
- Learn more about the U.S. Bank Smartly® Checking
More Details
APY
0.00%
Monthly Fee
$4.95
Signup Bonus
$125.00
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.00% |
- Minimum to Open: $0
Additional Info
- New Chase checking customers enjoy a $125 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- Unauthorized purchases on your debit card? Let us know right away. With Zero Liability Protection with Chase Secure Banking℠ we'll reimburse you for charges you didn't make.
- $0 Monthly Service Fee for customers age 17-24.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app, plus thousands of ATMs and branches.
- JPMorgan Chase Bank, N.A. Member FDIC.
- Learn more about the Chase Secure Banking℠
More Details
APY
0.00%
Monthly Fee
None
Signup Bonus
$125.00
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.00% |
- Minimum to Open: $0
Additional Info
- Your teen gets $125 when you open a new Chase High School Checking℠ account together with qualifying activities within 60 days of coupon enrollment.
- As a co-owner of the account, you must be present at account opening.
- $0 Monthly Service Fee
- Help your teen build good money habits with their own debit card. Plus, they can add their debit card to their digital wallet.
- With Zelle®, pay and get paid back from friends and family who have an eligible account at a participating U.S. bank. No fees and no waiting for days for money to hit their account.
- You and your teen can stay on top of their account activity by choosing which Account Alerts you both want to sign up for — such as low balance, posted payments, and more.
- Chase makes it easy for your teen to access their money from anywhere with the Chase Mobile® app, plus thousands of ATMs and branches.
- JPMorgan Chase Bank, N.A. Member FDIC
- Learn more about the Chase High School Checking℠
More Details
APY
0.00%
Monthly Fee
$16 - $29.95
Signup Bonus
Up to $750
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.00% |
- Minimum to Open: $100
Additional Info
- The $400 or $750 cash bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2026.
- To qualify, open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account through the promotional page and deposit New Money* directly into that new eligible account within thirty (30) days of account opening (“Deposit Period”). At the end of the Deposit Period, all New Money deposits made directly into new eligible Business Advantage Banking account will be totaled to determine which Balance Requirement you have met and which corresponding Cash Bonus Tier you are eligible for.
- $5,000 Balance Requirement: $400 Cash Bonus Tier
- $15,000 Balance Requirement: $750 Cash Bonus Tier
- Maintain a daily balance in that new Business Advantage Banking account that meets the applicable Balance Requirement during the Maintenance Period**
- After you satisfy all of the requirements, Bank of America will attempt to deposit your earned bonus directly into your new eligible Bank of America Business Advantage Banking account within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your Business Advantage Banking account that are not transfers from other Bank of America accounts or Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America® Business Advantage Banking is one account with two options –Business Advantage Relationship Banking and Business Advantage Fundamentals™ Banking
- No fee for the first 20 transactions (Bank of America® Business Advantage Fundamentals™ Banking) and 500 transactions (Bank of America Business Advantage Relationship Banking) per statement cycle.
- No fee for the first $5,000 (Bank of America® Business Advantage Fundamentals™ Banking) and $20,000 (Bank of America Business Advantage Relationship Banking) in cash deposited per statement cycle at an ATM or Financial Center.
- Easy, anytime access. Visit Bank of America at thousands of financial centers and ATMs.
- 24/7 security. Total Security Protection® and fraud monitoring. Secure sign-in, card locking features and more.
- Convenient ways to pay. Use your digital card for debit immediately for in-store and digital purchases.
- Access to dedicated business specialists who will listen to your needs and provide guidance when you need it.
- $0 Liability Guarantee means that you’re not liable for unauthorized transactions made using your business debit card, as long as you report them promptly.
- Eligible Preferred Rewards for Business members can access a wide range of rewards, benefits and savings.
- Bank of America, N.A. Member FDIC
- Learn more about the Bank of America® Business Advantage Banking
More Details
APY
0.01%
Monthly Fee
$25
Signup Bonus
None
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.01% |
- Minimum to Open: $0
Additional Info
- No fee for Chase design checks when ordered through Chase.
- No fee for counter checks, money orders and cashier's checks.
- No Chase fee on 4 non-Chase ATM transactions each statement period.
- Access to more than 15,000 ATMs and more than 4,700 branches.
- Learn more about the Chase Premier Plus Checking
More Details
