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Best Discover Balance Transfer Credit Cards
WalletHub makes it easy to find the best balance transfer credit card for you.
Discover balance transfer credit cards can help you reduce the cost of debt and pay it off sooner. Discover cards regularly offer 0% APR on balance transfers for a long introductory period. Comparing balance transfer offers from Discover (a WalletHub partner) is therefore a good first step toward debt freedom. Whether you opt for a Discover card balance transfer or decide to take another route, you should use a balance transfer calculator to verify that you will be able to pay off the majority of what you owe before a high regular interest rate takes over where the 0% intro rate leaves off. You should also make sure to take balance transfer fees into account when comparing offers and crunching the numbers.
COMPARE DISCOVER BALANCE TRANSFER CREDIT CARDS
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- No membership fees
- Intro APR on purchases
- Intro APR on balance transfers
- High rewards rate
- Spending caps on rewards
- No initial rewards bonus
- Balance transfer fee
Questions & Answers
Comparing discover balance transfer credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered. WalletHub independently collected information for some of the cards on this page.show more
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Whats the best Discover balance transfer promotion right now? Reply
Discover’s best balance transfer promotion right now is 0% intro APR for 18 months, offered by the Discover it® Chrome card. The Discover it Chrome is the best Discover card for balance transfers because it offers the longest intro APR. It also has a $0 annual fee.
This card requires good credit or better for approval. Its regular APR is 17.49% - 26.49% Variable, which applies to the balance you carry after the intro period expires. It also has a 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*.
How do I do a balance transfer with Discover? Reply
To do a balance transfer with Discover, fill in the balance transfer portion of the application for a new Discover card or select “Balance Transfer” from the “Manage” menu on the Discover website for an existing account. Discover balance transfer requests require the account number for the balance as well as the amount to transfer. Discover usually takes 4 days to process balance transfers. But if you were just approved for a new account, you...
Can you do a balance transfer on the Discover it Secured Credit Card? Reply
Even if it is possible to do a balance transfer on the Discover it® Secured Credit Card, you shouldn't. With a secured card, you won’t be able to transfer more than you can afford to put down as a security deposit. And if you have the money, why not pay down your debt directly?
Instead, you should focus on paying the bill on time every single month and using it responsibly in order to expedite your credit building...
Does Discover it Balance Transfer have a no balance transfer fee offer? Reply
The Discover it® Balance Transfer card does not have a no balance transfer fee offer.
Please note: The Discover it® Balance Transfer card is no longer available to new applicants, and the details presented above might be outdated.
Can you transfer a balance to Discover it Cash Back? Reply
Yes, you can transfer a balance to Discover it® Cash Back. You also get an intro APR of 0% for 15 months from the date of first transfer.
After the intro APR expires, your APR will be 17.49% to 26.49% Variable based on your creditworthiness.
Keep in mind that there is a 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)* fee.
What's the Discover credit card balance transfer limit? Reply
You can transfer a balance to your Discover credit card up to your available credit.
Keep in mind that Discover does charge a fee for balance transfers. And any offers of zero percent interest do come with limits, so check the materials that were mailed with your card or call the number on the back of your card for more info.
Please note: The Discover it® Balance Transfer card is no longer available to new applicants,...
How much is the Discover it Chrome balance transfer limit? Reply
The Discover it® Chrome card’s balance transfer limit is 95% of the credit limit (fees included) for new accounts. If you’re an existing cardholder, you may be able to use your whole credit limit for balance transfers, as long as the credit is available.
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We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
* The information about the following cards has been independently collected by WalletHub: Discover it® Balance Transfer.
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