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Low Interest Hotel Credit Cards
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The first thing anyone interested in a low interest hotel credit card needs to know is that cards meeting this description are usually not available. This can be attributed to the fact that hotels are not interested in having consumers revolve balances on their credit cards. Instead, hotels prefer customers who use their cards a lot and pay their bills in full, which explains why hotel credit cards do not have low interest rates. This brings us to the second thing you should know if interested in a low interest hotel credit card: Hotel points are not a priority if you need a low interest rate. Trying to find a single credit card that offers both features is just a waste of time because the lowest rate on the market won’t be part of such an offer, and the points available via a low interest hotel credit card won’t be attractive enough to make up for the added finance charges you will incur. You should therefore find two different credit cards to handle your low interest and hotel rewards earning needs. Note: some of the offers are issued by WalletHub advertising partners.
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Marriott Bonvoy Bold® Credit Card Marriott Bonvoy Bold® Credit Card
- Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
- Earn up to 14X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Card.
- 2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains).
- 1X point for every $1 spent on all other purchases.
- Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Restrictions apply.
- Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.
- No membership fees
- High rewards rate
- 30,000 points initial rewards bonus
- No foreign fee
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
- Pay no annual fee with the Marriott Bonvoy Bold® Credit Card from Chase®!
- No Foreign Transaction Fees.
- See More Details & Reviews About TheMarriott Bonvoy Bold® Credit Card
Hotels.com® Rewards Visa® Credit Card Hotels.com® Rewards Visa® Credit Card
- Get 2 reward nights worth $250 total (max $125 per night)*, when you spend $1,000 on purchases in the first 3 months. *Excludes taxes and fees. If a night costs less than $125, you won’t get the difference.
- Collect 1 stamp each time you spend $500 on purchases with your card and collect 1 stamp for every night you stay at any eligible property booked on Hotels.com. When you collect 10 stamps, you'll get 1 reward night to redeem on future bookings through Hotels.com.
- Enjoy Silver membership exclusives such as free breakfast, airport transfers, free WiFi, and more at selected properties for as long as your card is open.
- No membership fees
- 2 Reward Nights bonus
- No foreign fee
- Reports to the three major credit bureaus
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
- Choose from over 500,000 properties in 200+ countries around the world.
- $0 Annual Fee.
- Pay your monthly cell phone bill with your card and get up to $600 protection against damage or theft (subject to a $25 deductible).
- No foreign currency conversion fee.
- Offers reimbursement for non-refundable passenger fare if your trip is interrupted or cancelled for a covered reason, when your passenger fare is booked with your card.
- See More Details & Reviews About TheHotels.com® Rewards Visa® Credit Card
Marriott Bonvoy Boundless® Credit Card Marriott Bonvoy Boundless® Credit Card
- Earn 3 Free Nights (each night valued up to 50,000 points) after qualifying purchases.
- New Benefit! Earn 3X Bonvoy points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
- New Benefit! Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
- 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
- Earn up to 17X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
- 2X Bonvoy points for every $1 spent on all other purchases.
- Receive 15 Elite Night Credits annually, automatic Silver Elite Status each account anniversary year, and path to Gold Status when you spend $35,000 on purchases each calendar year.
- 3 Free Nights as an initial bonus
- 1 Free Night per year
- Automatic Silver Elite status
- 6 points per $1 spent at Marriott
- No foreign transaction fees
- $95 annual fee
- Must redeem points for free nights to get full value
- High regular APR
- No foreign transaction fees.
- See More Details & Reviews About TheMarriott Bonvoy Boundless® Credit Card
IHG® Rewards Premier Credit Card IHG® Rewards Premier Credit Card
- Earn 140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening
- Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 3 or more nights
- Earn up to 26 points total per $1 spent when you stay at an IHG hotel
- Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
- Platinum Elite status as long as you remain a Premier card member
- Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
- IHG Rewards bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
- High rewards rate
- 140,000 points initial rewards bonus
- No foreign fee
- Reports to the three major credit bureaus
- Membership fees
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
IHG® Rewards Traveler Credit Card IHG® Rewards Traveler Credit Card
- Earn 120,000 bonus points after spending $2,000 on purchases within the first three months of account opening
- Earn up to 17 points total per $1 spent when you stay at an IHG hotel
- Earn 3 points per $1 spent on purchases on monthly bills, gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
- Redeem 3 Nights, Get the 4th Night Free
- IHG Rewards bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
- No membership fees
- High rewards rate
- 120,000 points initial rewards bonus
- No foreign fee
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
- No Annual Fee
- No Foreign Transaction Fees
- See More Details & Reviews About TheIHG® Rewards Traveler Credit Card
The World of Hyatt Credit Card The World of Hyatt Credit Card
- Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent
- Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
- Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort.
- Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
- Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
- Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
- Earn up to 9 points total for Hyatt stays - 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member
- Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
- High rewards rate
- 30,000 points initial rewards bonus
- No foreign fee
- Reports to the three major credit bureaus
- Membership fees
- No intro APR on purchases
- No intro APR on balance transfers
Drury Gold Key Club Credit Card Drury Gold Key Club Credit Card
- Get 15,000 bonus points after you spend $500 within 90 days of account opening. These points entitle you to a Free Night Stay at a participating Drury Hotel.
- Earn 5 points per $1 spent at Drury Hotel Properties when using this card.
- Earn 2 points per $1 spent on Gas, Restaurants and Utilities.
- Earn 1 point per $1 spent everywhere else VISA® is accepted.
- Redeem points for free rooms, airline miles, gift certificates, vacations and more.
- No membership fees
- High rewards rate
- 15,000 points initial rewards bonus
- Reports to the three major credit bureaus
- No intro APR on purchases
- No intro APR on balance transfers
- Foreign fee
- Requires good/excellent credit
- Exclusive Drury Gold Key Club Credit Cardholder VIP Benefits:
- Best room available within the category booked;
- Early check-in and late check-out privileges (when available);
- Complimentary room upgrade promotions;
- Exclusive offers and bonus points.
- See More Details & Reviews About TheDrury Gold Key Club Credit Card
Questions & Answers
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