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Best Cash Back Visa Cards
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COMPARE CASH BACK VISA CARDS
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- $200 initial bonus
- Earn rate: 1.5 - 5% cash back
- 0% for 15 months on purchases and balance transfers
- $0 annual fee
- Balance transfer fee
- Foreign transaction fee
- Potential for a high regular APR
- $200 cash rewards bonus
- $0 annual fee
- 2% cash rewards on purchases
- 0% introductory APR
- High regular APR
- Foreign transaction fee
- Balance transfer fee
- No annual fee
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- $200 initial rewards bonus
- Above-average regular APR
- Requires good/excellent credit
- $0 annual fee
- 1 - 3% cash back
- Qualify with fair credit
- APR up to 29.99%
- Rewards may take longer to get
- No grace period
- No membership fees
- Qualify with fair credit
- APR up to 29.99%
- No grace period
- High rewards rate
- Qualify with fair credit
- High membership fees
- High regular APR
- Foreign fee
- $0 Annual Fee
- High Rewards Rate
- No Foreign Transaction Fees
- No Initial Rewards Bonus
- In-Store Rewards Redemption Only
- High Regular APR
- No membership fees
- No initial rewards bonus
- No intro APR on purchases
- No balance transfers allowed
- Foreign fee
- 1% cash back on eligible purchases
- Available to people with bad credit
- Automatic credit-line increase reviews
- Annual fee of $75 intro 1st yr, $99 after
- High APR
- Low credit limit
- High rewards rate
- Bonus rewards categories
- No foreign fee
- Qualify with fair credit
- Membership fees
- Spending caps on rewards
- High regular APR
What is the best cash back visa card?
A number of factors influence which cash back visa credit card will save you the most money. They include your credit standing, what you spend your money on, how often you plan to use your card and how long you’re going to keep it.
You can check your latest credit score for free on WalletHub to determine which cards you’ll have a chance at getting. And you can browse WalletHub’s favorite offers, listed by category below.
Here are the best cash back Visa cards:
| Best For… | Card Name | Card Network | Annual Fee | Min. Credit Required | Editor’s Rating |
| Overall | Chase Freedom Unlimited® | Visa | $0 | Good | 5/5 |
| Dining | Costco Anywhere Visa® Card by Citi | Visa | $0 | Excellent | 4.5/5 |
| Business Owners | Ink Business Cash® Credit Card | Visa | $0 | Good | 5/5 |
| Bad Credit | Credit One Bank® Platinum Visa® for Rebuilding Credit | Visa | $75 intro 1st yr, $99 after | Bad | 3/5 |
Of course, just because you want a cash rewards card doesn’t necessarily mean a cash back Visa is the way to go. You can check out 2025’s best cash back credit cards to see the top overall offers, regardless of card network.
About the author
John Kiernan has covered the credit card industry for more than 10 years as a writer and editor for WalletHub. His work has been featured by major media outlets such as The Washington Post and The New York Times and has been cited by industry regulators such as the Consumer Financial Protection Bureau. Read Full Author Bio
Questions & Answers
Comparing cash back visa card can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered. WalletHub independently collected information for some of the cards on this page.show more
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Important Disclosures
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WalletHub is not a financial advisor. Our goal is to provide you with top-notch content, data, and tools. You are responsible for deciding what financial products and providers are best for your needs.
Irrespective of whether an institution or professional is a paid advertiser, the presence of information on WalletHub does not constitute a referral or endorsement of the institution or professional by us or vice versa.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
* The information about the following cards has been independently collected by WalletHub: Ink Business Cash® Credit Card.
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