That said, the best credit cards for teens all have a couple things in common. They’re all available even with limited or no credit history. And they have low, or no, annual fees. This combination allows teenagers to begin building credit as soon as possible and save money while doing so.
With those guidelines in mind, WalletHub’s editors compared 1,000+ offers to find the best credit cards for different types of teenagers. You can learn more about their selections below.
2019’s Best Credit Cards for Teens:
|Best For…||Card Name||Annual Fee||Credit Required|
|Overall||Capital One® Platinum Credit Card||$0||Limited History|
|Rewards||Capital One® QuicksilverOne® Cash Rewards Credit Card||$39||Limited History|
|College Students||Journey® Student Rewards from Capital One®||$0||Limited History|
|Secured||Discover it® Secured||$0||Limited History|
|Teens with Good Credit||Citi® Double Cash Card – 18 month BT offer||$0*||Good|
Unfortunately, 0% intro APRs aren’t usually available to people with limited credit. And the credit cards that teens can get typically have pretty high regular interest rates. So it’s important for teens to pay their credit card bills both on time and in full every month. This will help you save money and allow your credit score to improve.
You can check out some tips in WalletHub’s on-time payments guide. And you can track your credit score’s progress for free on WalletHub, too. WalletHub is the only site with free credit scores that are updated on a daily basis.