Best Chase Balance Transfer Credit Cards

No, you cannot transfer a balance from one Chase credit card to another. Generally, credit card issuers do not allow balance transfers from one of their cards (or loans) to another. But you can move your Chase debt to one of the best balance transfer credit cards as long as it is provided by a different issuer.

Before transferring your debt, make sure that your balance transfer will lower the cost of you existing debt. To do so, take into consideration any balance transfer fees and the regular APR that your balance will be subject to once introductory rates are over. You can also use WalletHub’s free balance transfer calculator to see which credit card will save you the most money.

Yes, some Chase cards charge a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater. The balance transfer fee for other Chase cards is either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after). Some Chase cards also have no balance transfer fee.

Balance Transfer Fees on Popular Chase Credit Cards

• Chase Sapphire Preferred® Card: Either $5 or 5% of the amount of each transfer, whichever is greater.
• Chase Freedom Unlimited®: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after)
• Chase Sapphire Reserve®: Either $5 or 5% of the amount of each transfer, whichever is greater.
• Chase Freedom Flex® Credit Card: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after)
• Marriott Bonvoy Boundless® Credit Card: Either $5 or 5% of the amount of each transfer, whichever is greater.

There are currently very few offers for credit cards with no balance transfer fee available from any issuer. There are, however, many credit cards...

You can do a balance transfer with the Chase Freedom Unlimited card either online or over the phone at (800) 945-2000. The card is good for balance transfers as it has an intro APR of 0% for 15 months. The card’s regular APR is 18.24% - 27.74% (V). Just note that there is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after).

How to Do a Chase Freedom Unlimited Balance Transfer

1. Log in to your online account.
2. Select "Card balance transfers" from the "Pay & Transfer"...

You can do a balance transfer with the Chase Sapphire Preferred card either online or over the phone at (800) 945-2000. To transfer a balance online, you need to enter the amount you want to transfer, verify the information, and submit the request. Just keep in mind that balance transfers are expensive with this card as there are no intro balance transfer APRs available.

People who shift existing credit debt to Chase Sapphire Preferred will immediately start owing interest at...

A Chase balance transfer takes 5-7 business days for electronic/wire requests, and 14- 21 business days for mail/check transfers. It usually depends on how long the original creditor takes to process the transferred amount. While the transfer is pending, you should continue to make payments on the old account to prevent any late fees.

Key Things to Know About Chase Balance Transfers

• Balance transfer timeframe: It can take anywhere from 5 to...

A Chase balance transfer check works like a traditional bank account check. The only difference is that with a balance transfer check, the funds will be drawn from a Chase credit card’s line, rather than a checking account.

With a Chase balance transfer check, you can pay off higher-rate credit cards and transfer the balance to your Chase credit card with an eligible lower rate. You can also transfer your balance to a bank account.

...

Chase Slate balance transfer checks work like traditional bank account checks, except that they are used to borrow funds against your balance transfer credit limit. Chase Slate balance transfer checks are periodically offered to customers, if an offer is available. However, you can't request for them to be sent.

What you should know about Chase Slate balance transfer checks:

• If you’ve received Chase Slate balance transfer checks, you can use them to cover pre-existing debt by...

To do a balance transfer with Chase, new applicants can just complete the balance transfer portion of a Chase credit card application. Existing cardholders can request a balance transfer online or by calling customer service at (800) 432-3117.

Chase balance transfers usually take up to 21 days to process. In the meantime, continue to make payments on your original debt in order to avoid any late fees and possible damage to your credit score.

...

The Chase Slate card’s balance transfer limit is $15,000 within a 30-day period. You should also note that the balance transfer amount (plus the balance transfer fees) cannot exceed your available credit limit, either. Keep in mind that, at the moment, the Chase Slate card is only available through invitation from the issuer.

You can transfer nearly any type of debt, including car loans, personal loans, student loans, and more. You cannot, however, transfer debt from...

The Chase Freedom Flex Card balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after). The balance transfer fee on the Chase Freedom Flex Card is assessed when an eligible debt is moved to the card, and the fee amount will be automatically added to the balance.

This credit card is great for balance transfers, as it offers an introductory APR of 0% for 15 months, which can save you money on interest. For reference, the average balance transfer card offers 0% interest for 13 months and...