WalletHub
Best Visa Balance Transfer Credit Cards
WalletHub makes it easy to find the best credit card for you.
Visa balance transfer credit cards represent a sizable portion of all the balance transfer cards on the market, given that Visa is one of the world’s largest card networks. So this is a good place to... show more
show less
Here are the best Visa balance transfer credit cards:
- Best Overall: Wells Fargo Reflect® Card
- 0% for 18 months: Chase Slate Edge® credit card
- 0% for 18 billing cycles: TD FlexPay Credit Card
- Best for Good Credit: U.S. Bank Shield™ Visa® Card
COMPARE VISA BALANCE TRANSFER CREDIT CARDS
We're sorry, but after searching our extensive database, we were unable to locate any credit cards that match the following criteria: {{tag.tag}}{{$last ? '' : ', '}}
- $200 initial bonus
- Earn rate: 1.5 - 5% cash back
- 0% for 15 months on purchases and balance transfers
- $0 annual fee
- Balance transfer fee
- Foreign transaction fee
- Potential for a high regular APR
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on qualifying balance transfers
- Reports to the three major credit bureaus
- No rewards
- No initial rewards bonus
- Balance transfer fee
- High regular APR
- $200 cash rewards bonus
- $0 annual fee
- 2% cash rewards on purchases
- 0% introductory APR
- High regular APR
- Foreign transaction fee
- Balance transfer fee
- No annual fee
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- $200 initial rewards bonus
- Above-average regular APR
- Requires good/excellent credit
- No membership fees
- 0% intro APR on balance transfers
- High rewards rate
- $200 initial rewards bonus
- No intro APR on purchases
- Balance transfer fee
- Foreign fee
- Requires good/excellent credit
- No membership fees
- 0% intro APR on balance transfers
- No rewards
- No initial rewards bonus
- No intro APR on purchases
- Balance transfer fee
- No annual fee
- Low regular APR
- No foreign transaction fees
- No ongoing rewards
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
- Spending caps on rewards
- Balance transfer fee
- High regular APR
- Foreign fee
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
- Spending caps on rewards
- Balance transfer fee
- High regular APR
- Foreign fee
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
- Spending caps on rewards
- Balance transfer fee
- High regular APR
- Foreign fee
What is the best Visa balance transfer credit card?
The U.S. Bank Shield™ Visa® Card is the best Visa balance transfer credit card available right now. It offers a 0% intro APR and a transfer fee of 5% (min $5). It doesn’t charge an annual fee, either, and requires only good credit for approval. Many of the other top transfer cards demand excellent credit.
But U.S. Bank Platinum may not be the best balance transfer Visa for everyone. Some cards offer 0% intro rates for longer, which may suit people with a longer debt repayment timeline. So we recommend using a balance transfer calculator to see which of the top cards’ terms best suit your needs. WalletHub’s editors identified the top offers by comparing all of the Visas in our database of 1,000+ cards based on their balance transfer rates and fees.
Here are the best Visa balance transfer credit cards
| Intro Transfer APR | Card Name | Balance Transfer Fee | Regular APR | Annual Fee | Min. Credit Required |
| 0% for 21 months from account opening on qualifying balance transfers | Wells Fargo Reflect® Card | 5% (min $5) | 17.74%, 24.24%, or 28.49% Variable | $0 | Good |
| 0% for 18 months | Chase Slate Edge® credit card | Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after) | 18.74% - 28.74% (V) | $0 | Good |
| 0% for 18 billing cycles | TD FlexPay Credit Card | 3% (min $5) on transfers made within the introductory offer (5%, min $5 after) | 17.99% - 27.99% (V) | $0 | Good |
| 0% for 24 months | U.S. Bank Shield™ Visa® Card | 5% (min $5) | 17.24% - 28.24% (V) | $0 | Good |
| 0% for 15 billing cycles for any balance transfers made in the first 60 days | Bank of America® Customized Cash Rewards credit card | 3% for 60 days from account opening, then 4% | 17.74% - 27.74% Variable | $0 | Excellent |
A credit card’s network doesn’t really affect its balance transfer capabilities. So we also recommend checking out the best overall balance transfer credit cards to ensure you find the ideal deal.
About the author
John Kiernan has covered the credit card industry for more than 10 years as a writer and editor for WalletHub. His work has been featured by major media outlets such as The Washington Post and The New York Times and has been cited by industry regulators such as the Consumer Financial Protection Bureau. Read Full Author Bio
Questions & Answers
Comparing visa balance transfer credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered. WalletHub independently collected information for some of the cards on this page.show more
show less
Searching for answers... No Matching Results
What Visa balance transfer cards can I get with good credit? Reply
The best Visa balance transfer credit card that you can get with good credit is the Chase Slate Edge® credit card. It has a $0 annual fee and offers an introductory APR of 0% for 18 months, which could save you a lot of money if you pay off your balance before the regular APR takes effect.
The regular APR is 18.74% - 28.74% (V), and the transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after). Cards with no transfer fees aren’t interest-free for nearly as long.
Best Visa Balance Transfer Credit Cards for Good Credit
For more options, check out the best balance transfer cards overall, including cards from other networks.
What is best visa to transfer about 4,000? Reply
Featured Credit Cards
Important Disclosures
Ad Disclosure Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub, we try to list as many credit card offers as possible and currently have more than 1,500 offers, but we do not list all available offers or financial service companies.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best credit card picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any issuer, as our editors follow a strict editorial policy.
WalletHub is not a financial advisor. Our goal is to provide you with top-notch content, data, and tools. You are responsible for deciding what financial products and providers are best for your needs.
Irrespective of whether an institution or professional is a paid advertiser, the presence of information on WalletHub does not constitute a referral or endorsement of the institution or professional by us or vice versa.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
* The information about the following cards has been independently collected by WalletHub: Brown University Credit Card, University of California Irvine Credit Card, University of Houston Credit Card, Chase Slate Edge® credit card, U.S. Bank Visa® Platinum Card, Bank of America® Customized Cash Rewards credit card, Comerica Bank Zero+ Card, U.S. Bank Shield™ Visa® Card, and PNC Core Visa® Credit Card.
Your web browser (Internet Explorer) is out of date and no longer supported.
Please download one of these up-to-date, free and excellent browsers: