Best Capital One Store Credit Cards
WalletHub makes it easy to find the best Capital One store credit card for you.
There are a few Capital One store cards available right now, representing retailers ranging from Kohl’s to Saks Fifth Avenue. Capital One store credit cards can only be used at the retailers they’re affiliated with, so they’re not designed for everyday spending. But they offer plenty of perks, including special sales, discount coupons and a bit of store credit with every purchase.... show more... show more
Best Capital One Store Cards
COMPARE CAPITAL ONE STORE CREDIT CARDS
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- No membership fees
- High rewards rate
- Up to 6,000 points initial rewards bonus
- No foreign fee
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
- No membership fees
- 40% discount initial rewards bonus
- Qualify with fair credit
- High regular APR
- No membership fees
- High rewards rate
- Up to 6,000 points initial rewards bonus
- No foreign fee
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
- No membership fees
- 0% intro APR on purchases
- High rewards rate
- 10% back in rewards initial rewards bonus
- No intro APR on balance transfers
- High regular APR
- Requires good/excellent credit
- No membership fees
- High rewards rate
- 5,000 points initial rewards bonus
- Qualify with fair credit
- High regular APR
- No intro APR on purchases
- No membership fees
- $10 initial rewards bonus
- Bonus rewards categories
- Qualify with fair credit
- High regular APR
- No membership fees
- 0% intro APR on purchases
- 10% back in rewards initial rewards bonus
- Bonus rewards categories
- No intro APR on balance transfers
- High regular APR
- Requires good/excellent credit
- No membership fees
- High rewards rate
- 5,000 points initial rewards bonus
- Qualify with fair credit
- No intro APR on purchases
- High regular APR
- No membership fees
- 0% intro APR on purchases
- 10% back in rewards initial rewards bonus
- Bonus rewards categories
- No intro APR on balance transfers
- High regular APR
- Requires good/excellent credit
Best Capital One Store Cards of 2025
The best Capital One store card is the Kohl's Credit Card because it requires just fair credit for approval, doesn’t charge an annual fee, and offers good rewards. There are many good offers. And a lot depends on your shopping preferences. With that in mind, we’ll highlight some of the other top offers below.
Best Capital One Store Cards Comparison
| Credit Card | Best For | Initial Discount | Regular Rewards |
| Kohl's Credit Card * | Discount | 40% discount | 7.5% in Rewards |
| Saks Fifth Avenue Store Card * | Big Spenders | 10% discount | 2 - 6 points / $1 |
| Menards Credit Card * | Home Improvement | $10 | 1 - 2% Rebate |
| Neiman Marcus Credit Card * | Department Stores | 5,000 points | 2 points / $1 |
None of these cards charge annual fees, which makes them about $20 per year cheaper than the average credit card. And they all require just fair credit for approval, which makes them good for credit building.
If you don’t know where your credit stands, you can check your latest credit score for free on WalletHub. And if you find that you have a good or excellent credit score, you should definitely consider a Capital One credit card that you can use anywhere.
About the author
John Kiernan has covered the credit card industry for more than 10 years as a writer and editor for WalletHub. His work has been featured by major media outlets such as The Washington Post and The New York Times and has been cited by industry regulators such as the Consumer Financial Protection Bureau. Read Full Author Bio
Capital One Store Credit Cards FAQ
Comparing capital one store credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered. WalletHub independently collected information for some of the cards on this page.show more
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* The information about the following cards has been independently collected by WalletHub: Cabela's Credit Card, Kohl's Credit Card, Bass Pro Shops® Credit Card, Pottery Barn Credit Card, Neiman Marcus Credit Card, Menards Credit Card, Williams Sonoma Credit Card, Bergdorf Goodman Credit Card, Kohl's Rewards Visa Card, The Key Credit Card, Walmart® Store Card, Union Plus Credit Card, and Saks Fifth Avenue Store Card.
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