When I kept asking that my account be reviewed for on time payments and when would I be eligible to go unsecured, these rude incompetent customer service people that work for capital one give you a run around and just leave you with an vague answer.
After paying over 3-5k dollars on these cards again with a cc limit of 500, and yes that is my fault I'm aware and responsible for this. I've paid off my cc for the final and last time and chop the cards up and will no longer be using these secured cards for anything.
When my credit score increases some more by next year as i have 1 hard inquiry on my reports now. I'll wait for the Chase or Discover or hopefully Amex offers fo come in the mail.
Needless to say, I will never do business with capital one again.… read more