Gas Credit Cards for Bad Credit

The best unsecured gas card for bad credit is the Credit One Bank® Platinum Visa® for Rebuilding Credit. It offers 1% cash back on gas and grocery purchases, as well as 1% back on mobile phone, internet, cable and satellite TV services. On top of that, this card comes with a decent credit limit ($300+) and fairly low fees, unlike some other unsecured credit cards for bad credit.

Best Unsecured Gas Cards for Bad Credit

Gas is something that almost everyone buys, so many consumers are attracted to cards with rewards for fueling up. But most unsecured cards with gas rewards require good credit or better. While some options exist among secured cards, there aren’t many unsecured gas cards that cater to bad credit.

The best unsecured gas cards for bad credit might not offer too many rewards for fuel purchases, either. But with bad credit, you should be focused on paying your bill in full and rebuilding your credit. Late fees and finance charges could outweigh any rewards if you don’t pay your bill on time. But if you use your card responsibly, that positive information will improve your credit score when it’s reported to the credit bureaus.

The best easy approval gas credit card is the Bank of America® Customized Cash Rewards Secured Credit Card. It’s relatively easy to get approved for this card even if you don’t have a perfect credit, and you will enjoy a $0 annual fee as well as rewards that include 1 - 6% cash back on purchases. The highest rewards rate is eligible for gas purchases (up to a limit), and there are no restrictions on what gas stations are eligible for rewards, so it’s one of the...

Just about all gas station credit cards offer instant approval (or denial), especially when you apply online, but credit card companies never guarantee an instant decision. You’re most likely to receive instant approval if you apply for one of the easiest gas cards to get.

In general, your chances for instant approval are high if you apply for a card where your credit score exceeds the minimum required. But issuers consider many factors on an application, such as...

There aren't any guaranteed approval gas credit cards because you have to meet certain requirements to qualify for any credit card. No credit card company can guarantee approval for every single person who applies for one of its cards.

Most gas credit cards require fair or good credit. With a lower score, you might be limited to a gas-station card that provides convenience but few other perks.

There are, however, some other credit cards with...

You’ll need a 700 credit score or higher for most gas cards. This means at least good credit is required for approval. However, you can find good credit cards that earn high rewards from gas purchases for all types of credit.

Best Gas Cards by Credit Requirement

If you have fair credit, you may qualify for gas cards from specific stations such as the Phillips 66 Credit Card or the ExxonMobil Gas Card. These can only be...

The best secured gas card is the Bank of America® Customized Cash Rewards Secured Credit Card because gas is eligible for 6% back. You get 6% cash back in a category of your choice during the first year, then 3% cash back, 2% back at grocery stores and wholesale clubs (up to $2,500 in combined quarterly spending across the choice category, grocery stores, and wholesale clubs), and 1% cash back on all other purchases. Plus, there’s no annual fee. 

There are a few other good secured cards you might want to consider for your gas purchases, too. You can check them out below. 

Best Secured Gas Credit Cards

Note that secured cards are designed for people with bad credit and generally don’t offer rewards. To have access...