WalletHub
Best Bad Credit VISA Credit Cards
WalletHub makes it easy to find the best credit card for you.
A number of major credit card companies usually offer Visa credit cards for bad credit, and depending on the overall state of the economy, might offer both secured and unsecured options. Regardless of whether any ... show more... show more
show lessCOMPARE VISA CREDIT CARDS FOR BAD CREDIT
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- No membership fees first year
- Qualify with limited or no credit history
- Membership fees in the second year
- High regular APR
- Requires security deposit
- Qualify with limited or no credit history
- High regular APR
- Foreign fee
- Requires security deposit
- Reasonable $35 annual fee
- As low as $200 minimum deposit
- 3% foreign transaction fee
- No membership fees
- Qualify with limited or no credit history
- High regular APR
- Foreign fee
- Requires security deposit
- 1% cash back on eligible purchases
- Available to people with bad credit
- Automatic credit-line increase reviews
- Annual fee of $75 intro 1st yr, $99 after
- High APR
- Low credit limit
- Qualify with bad credit
- Does not require security deposit
- High membership fees
- High regular APR
- No membership fees
- High rewards rate
- Qualify with bad credit
- High regular APR
- Foreign fee
- Requires security deposit
- No membership fees
- Qualify with bad credit
- High regular APR
- Foreign fee
- Requires security deposit
- No membership fees
- Qualify with bad credit
- High regular APR
- Foreign fee
- Requires security deposit
- No membership fees
- Qualify with bad credit
- High regular APR
- Foreign fee
- Requires security deposit
Questions & Answers
Comparing visa credit cards for bad credit can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered. WalletHub independently collected information for some of the cards on this page.show more
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What credit score do you need for a Visa credit card? Reply
You need a credit score of 700+ to get the best Visa credit cards, which require good or excellent credit for approval. Other Visa credit cards are available to people with lower credit scores, including people with bad credit or no credit at all.
Generally, a credit card network does not actually set credit score requirements for any of its cards. Credit scores and other requirements for approval are the responsibility of the banks and credit unions that issue Visa credit cards in the United States.
Credit Score Needed for Notable Visa Credit Cards
- Chase Sapphire Reserve®: Excellent credit (a credit score of 750+)
- Chase Freedom Unlimited®: Good credit (a credit score of 700+)
- Upgrade Cash Rewards Visa®: Fair credit (a credit score of 640+)
- Petal® 2 Visa® Credit Card: Limited History (less than 3 years of credit history)
- opensky® Secured Visa® Credit Card: Bad credit (a credit score of 300+)
- Credit One Bank® Platinum Visa® for Rebuilding Credit (Unsecured): Bad credit (a credit score of 500+)
You can check your credit score to be sure you’ll have high odds of being approved for a Visa credit card before you apply. Once you have your credit score, you can then search for appropriate Visa credit card offers online to get a better idea about which cards best fit your needs.
What are the best Visa credit cards to help rebuild my credit? Reply
One of the best Visa credit cards to rebuild credit is the U.S. Bank Cash+® Visa® Secured Card. The card offers 1 - 5% cash back on purchases and charges a $0 annual fee. This card accepts people with bad credit and requires a minimum security deposit of $300 to open the account.
Notable Visa Credit Cards to Rebuild Credit
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It’s definitely also worth checking out all of the best credit cards for rebuilding credit, regardless of what card network they’re on. Getting approved for a...
Can you get a Visa card with a low credit score? Reply
Yes, you can still get a Visa card even if you have bad credit.
You can check out our selection of Visa card for bad credit here: https://wallethub.com/credit-cards/bad-credit-visa/.
Featured Credit Cards
Important Disclosures
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Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best credit card picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any issuer, as our editors follow a strict editorial policy.
WalletHub is not a financial advisor. Our goal is to provide you with top-notch content, data, and tools. You are responsible for deciding what financial products and providers are best for your needs.
Irrespective of whether an institution or professional is a paid advertiser, the presence of information on WalletHub does not constitute a referral or endorsement of the institution or professional by us or vice versa.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
* The information about the following cards has been independently collected by WalletHub: First Access Visa® Card, Bank of America® Unlimited Cash Rewards Secured Credit Card, PNC Bank Secured Credit Card, U.S. Bank Secured Visa® Card, Harley-Davidson® Secured Credit Card, Chase Freedom Unlimited®, Petal® 2 Visa® Credit Card, Bank of America® Customized Cash Rewards Secured Credit Card, and U.S. Bank Cash+® Visa® Secured Card.
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